16191 Jonas Rd, Culpeper, VA 22701 Property Records

Culpeper County property record for 16191 Jonas Rd, Culpeper, VA 22701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,026 sqft · built 2018
Lot Size	3.03 acres (132,117 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Mar 2019)
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Dec 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-2-5-5F2`

Property Details

APN / Parcel Number

Primary APN	`4-2-5-5F2`
Alternative APN	`24765`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,026 sqft Living Area
Basement Area	840 sqft
Unfinished Basement	840 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	132,117 sqft (3.03 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	24765
Street Address	16191 JONAS RD
City	CULPEPER
State	VA
Zip	22701-4455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 55K2 PF 3/843
Legal Subdivision	JOHN ROBERT JONES
Legal Lot Number	55K
Jurisdiction	CULPEPER VA
Township / Civil Division	STEVENSBURG
Census Block Group	2
Census Block	2014
Census Tract	930400

Owner

Source: Culpeper County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16191 JONAS RD, CULPEPER, VA 22701-4455
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Warranty Deed, Transfer · FHA Mortgage ATLANTIC COAST MORTGAGE
Dec 16, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BETTER MORTGAGE CORPORATION
Mar 18, 2019	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage USAA FEDERAL SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2019 · Amount on Record
Deed Sale	Mar 18, 2019 · Amount on Record
Prior Sale	Jul 31, 2018 · Amount on Record
Deed Document Number	20191162
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Jul 10, 2026
Property Address	16191 JONAS RD, CULPEPER, VA 22701-4455
Document Number	0000003723
Instrument Date	Jul 8, 2026
Instrument	20263723
Transaction Type	Transfer
Record Updated	Jul 24, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$66,155.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16191 JONAS RD, CULPEPER, VA 22701-4455
Investor	Possibly a Property Investor

Mortgage

Document Number	0000003724,
Date	Jul 10, 2026
Instrument	20263724

Lender

Name	ATLANTIC COAST MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CULPEPER VA
Property Address	16191 JONAS RD, CULPEPER, VA 22701-4455
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210010837
Date	Dec 16, 2021
Instrument	210010837

Lender

Name	BETTER MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

Interest

Rate Type	Fixed Rate

March 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CULPEPER VA
Recording Date	Mar 18, 2019
Property Address	16191 JONAS RD, CULPEPER, VA 22701-4455
Document Number	190001162
Instrument Date	Mar 14, 2019
Instrument	190001162
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2021
Title Company	BAY COUNTY SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16191 JONAS RD, CULPEPER, VA 22701-4455

Mortgage

Document Number	190001163
Date	Mar 18, 2019
Instrument	190001163

Lender

Name	USAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Culpeper County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Culpeper County
Unified School District	Culpeper County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,322.00	$540,100 (+8.5%) Land $127,300 Building $412,800	$540,100 (+8.5%) Land $127,300 Building $412,800
2024	$2,322.00 (+1.44%)
2023	$2,289.00	$497,800 Land $102,300 Building $395,500	$497,800 Land $102,300 Building $395,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 25, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Virginia Broadband Fixed Wireless · not low latency	100 / 25
AT&T Fixed Wireless	25 / 3
T-Mobile Fixed Wireless	25 / 3
All Points Broadband Fixed Wireless	10 / 1

May also be available: Verizon, Xfinity.

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