16191 Drury Rd, Ridge, MD 20680 Property Records

St. Mary's County property record for 16191 Drury Rd, Ridge, MD 20680

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,120 sqft · built 1962
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Aug 2018)
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-016075`

Property Details

APN / Parcel Number

Primary APN	`01-016075`
Alternative APNs	`1016075` `016075`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,120 sqft Total Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Sewer	Connected

Location & Zoning

Account Number	016075
Street Address	16191 DRURY RD
City	RIDGE
State	MD
Zip	20680-3312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	21,780 SQ FT N/S AIREDELE RD ST JEROME'S CREEK
Jurisdiction	ST MARY'S MD
Township / Civil Division	1, ST. INIGOES
Census Block Group	4
Census Block	4006
Census Tract	876200

Owner

Source: St. Mary's County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16191 DRURY RD, RIDGE, MD 20680-3312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Jul 19, 2013 · Amount on Record
Deed Book / Page	4935 / 95
Record Updated	Sep 20, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST MARY'S MD
Recording Date	Aug 31, 2018
Property Address	16191 DRURY RD, RIDGE, MD 20680-3312
Document Number	0049350095
Book / Page	004935 / 000095
Instrument Date	Aug 28, 2018
Transaction Type	Transfer
Record Updated	Sep 24, 2018
Title Company	BLUE CRAB TITLE ESCROW LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$195.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	16191 DRURY RD RIDGE MD 206803312, RIDGE, MD 20680-3312

Mortgage

Document Number	49350101
Date	Aug 31, 2018
Book Page	004935/000101

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Tax Assessment & Valuation

Source: St. Mary's County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$223,800 (+16.99%) Land $135,500 Building $88,300	$223,800 (+16.99%) Land $135,500 Building $88,300
2025	$2,342.00 (+13.03%)
2023	$2,072.00	$191,300 Land $124,700 Building $66,600	$191,300 Land $124,700 Building $66,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 136 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	136 in force
Nearby Flood Claims	107 (1985–2022)
Claims Outside the SFHA	38 of 107
Most Recent Claim	Oct 2022 · tidal / storm surge
Claims by Event	Hurricane Irene, Aug 2011 · 6 claims Hurricane Isabel, Sep 2003 · 46 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 68% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20