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16190 Water Tower Pl, Union Pier, MI 49129 Property Records

Berrien County property record for 16190 Water Tower Pl, Union Pier, MI 49129

Property Summary

Property TypeSingle Family Home
Details1 bd · 2.5 ba · 2,723 sqft · built 2004
Lot Size0.4 acres (17,424 sqft)
OwnerCompany Name on File
Tax Bill$11,067 (2025)
Deeds & MortgagesJan 2017 Mortgage
Jan 2020 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN13-8560-0016-08-1

Property Details

APN / Parcel Number

Primary APN13-8560-0016-08-1
Alternative APN
  • 11-13-8560-0016-08-1

Interior

Bedrooms1 Bed
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,723 sqft Living Area
1st Floor Area1,556 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions161 ft deep x 107 ft wide
Garage Area240 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address16190 WATER TOWER PL
CityUNION PIER
StateMI
Zip49129-9492
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSELECTZONI
Legal DescriptionPRT OF LOT 7 BLK D WILLIAM UNION PIER SUB NO. 1 COM 360' S & 9' W OF NE COR OF LOT 1 BLK D TH S 107.4' TH W TO ELY LN LOT 4 BLK D TH NELY ON ELY LN TO A PT N87DEG35'W OF BEG TH S87DEG35'E 118.8' TO POB
Legal SubdivisionBLK D WILLIAM UNION PIER SUB
Legal BlockD
Legal Lot Number1,4,7
Legal Unit7,1,4
JurisdictionBERRIEN MI
Township / Civil DivisionNEW BUFFALO
Census Block Group2
Census Block2007
Census Tract11301

Owner

16190 Water Tower Pl is owned by a company that acquired it in June 2018.

Source: Berrien County records, as of September 28, 2026

Owner of RecordCompany Name on File
Mailing Address912 PRAIRIE RIDGE CT, BURR RIDGE, IL 60527-7183
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
HOMESERVICES LENDING LLC
Jan 3, 2020Deed, Transfer
Jun 21, 2018Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJun 8, 2018
Transfer Doc3209000873
Record UpdatedOct 29, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERRIEN MI
Property Address16190 WATER TOWER PL, UNION PIER, MI 49129-9492
Transaction TypeMortgage
Record UpdatedNov 9, 2023
Title CompanyFORT DEARBORN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number03160/0413
DateJan 6, 2017
Book Page3160/0413
Lender
NameHOMESERVICES LENDING LLC
TypeMortgage Company
AddressWEST DES MOINES, IA 50266
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2047

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionBERRIEN MI
Recording DateJan 3, 2020
Property Address16190 WATER TOWER PL, UNION PIER, MI 49129-9492
Document Number03261/1336
Book / Page3261 / 1336
Map ReferenceLB 7 PG 15
Instrument DateDec 23, 2019
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address912 PRAIRIE RIDGE CT, BURR RIDGE, IL 60527-7183

June 2018: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBERRIEN MI
Recording DateJun 21, 2018
Property Address16190 WATER TOWER PL, UNION PIER, MI 49129-9492
Document Number03209/0873
Book / Page3209 / 0873
Map ReferenceLB7 PG15
Instrument DateJun 8, 2018
Transaction TypeTransfer
Record UpdatedNov 9, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2214 N WAYNE AVE, CHICAGO, IL 60614-3123

Transferred To (Grantee/Buyer)

NameVerified Name
Address00000
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 16190 Water Tower Pl was $11,067.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyBerrien County
County SubdivisionNew Buffalo Township
Unified School DistrictNew Buffalo Area School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$703,900$1,407,800
2025$11,067.00
2023$472,200$944,400
2022$9,779.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16190 Water Tower Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16190 Water Tower Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHIKAMING TOWNSHIP
serves 2,825 people · EPA ID MI0001400
Water SourcePurchased surface water from LAKE CHARTER TOWNSHIP
Last State InspectionJun 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Starlink
Satellite		280 / 30

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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