Hamilton County property record for 1619 E 12th St, #7, Chattanooga, TN 37404
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 985 sqft · built 1970 |
| Lot Size | 0.56 acres (24,422 sqft) |
| Owner | Individual Name on File |
| Last Sale | $278,000 (Aug 2024) |
| Tax Bill | $1,090 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Oct 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146O J 025 C107 |
| Primary APN | 146O J 025 C107 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 985 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Type | Rigid Frame Bar Joist |
| Roof Material | Built-Up Asphalt |
| Lot Area | 24,422 sqft (0.56 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000392077 |
|---|---|
| Street Address | 1619 E 12TH ST, 7 |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37404-4369 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R2 |
| Legal Description | LT 2 BLK 22 MRS I W HENDERSONS ADDN TO HIGHLAND PARK PB 2 PG 46 REV 117-36 (HP UNIT 7 C107) |
| Legal Subdivision | HENDERSONS I W |
| Legal Block | 22 |
| Legal Lot Number | 2 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 1400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
1619 E 12th St, #7 is owned by an individual who bought it in August 2024.
Source: Hamilton County records, as of April 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1619 E 12TH ST, 107, CHATTANOOGA, TN 37404-4370 |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA |
| Oct 25, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BUILTWELL BANK |
| Deed of Trust, Mortgage CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO | |
| Aug 9, 2024 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2024 · Amount on File |
| Deed Sale | Aug 9, 2024 · Amount on File |
| Deed Document Number | 20242 |
| Deed Book / Page | 13672 / 846 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 14, 2026 |
| Property Address | 1619 E 12TH ST, 7, CHATTANOOGA, TN 37404-4369 |
| Document Number | 0000000248 |
| Book / Page | 14262 / 420 |
| Instrument Date | Apr 8, 2026 |
| Instrument | 2026248 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | 0000000248, |
|---|---|
| Date | Apr 14, 2026 |
| Book Page | 14262/420 |
| Instrument | 2026248 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.11% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1619 E 12TH ST # 7, 7, CHATTANOOGA, TN 37404-4369 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000000052 |
|---|---|
| Date | Oct 25, 2023 |
| Book Page | 13431/589 |
| Instrument | 2023102500052 |
| Name | BUILTWELL BANK |
|---|---|
| Type | Bank |
| Address | DALTON, GA 30720 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Sep 15, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1619 E 12TH ST # 7, 7, CHATTANOOGA, TN 37404-4369 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Title Company | CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO |
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Aug 9, 2024 |
| Property Address | 1619 E 12TH ST # 7, 7, CHATTANOOGA, TN 37404-4369 |
| Document Number | 0000000002 |
| Book / Page | 13672 / 846 |
| Map Reference | MB 12848 PG 779 |
| Instrument Date | Aug 7, 2024 |
| Instrument | 2024080900002 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWTOWN LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,028.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1619 E 12TH ST # 107, 107, CHATTANOOGA, TN 37404-4370 |
| Document Number | 0000000003 |
|---|---|
| Date | Aug 9, 2024 |
| Instrument | 2024080900003 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
The 2025 property tax bill for 1619 E 12th St, #7 was $1,090, down 40.9% from the year before.
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,090.00 (-40.92%) | $71,975 (-12.74%) | $287,900 (+39.62%) Land $70,000 Building $217,900 |
| 2024 | $1,845.00 (+60.02%) | $82,480 (+6%) | $206,200 (-) Land $50,000 Building $156,200 |
| 2023 | $1,153.00 | $51,550 (-) | $206,200 (-) Land $50,000 Building $156,200 |
| 2022 | $1,153.00 | $51,550 | $206,200 Land $50,000 Building $156,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1619 E 12th St, #7 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1990–1997) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1619 E 12th St, #7 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 568 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures