San Bernardino County property record for 16188 Chippewa Rd, Apple Valley, CA 92307
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,608 sqft · built 2005 |
| Lot Size | 0.652 acres (28,400 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Dec 2020) |
| Tax Bill | $1,272 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Dec 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0441-073-36-0000 |
| Primary APN | 0441-073-36-0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,608 sqft Living Area |
| Gross Area | 3,628 sqft |
| 1st Floor Area | 2,608 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Tile |
| Lot Area | 28,400 sqft (0.652 acres) |
| Terrain | Below Road/Slope |
| Garage Type | Attached |
| Garage Area | 1,020 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Patio/Porch |
| Porch Area | 398 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 16188 CHIPPEWA RD |
|---|---|
| City | APPLE VALLEY |
| State | CA |
| Zip | 92307-2443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4763 LOT 241 TR NO 4763 LOT 241 EX ST EX 1/2 INT MIN RTS WITHOUT SURFACE ENTRY |
| Legal Subdivision | TRACT NO 4763 |
| Legal Tract | 4763 |
| Legal Block | 2 |
| Legal Lot Number | 241 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 9726 |
16188 Chippewa Rd is owned and occupied by two individuals who bought it in December 2020.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16188 CHIPPEWA RD, APPLE VALLEY, CA 92307-2443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2021 | Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC |
| Dec 29, 2020 | Grant Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2020 · Amount on File |
| Deed Sale | Dec 29, 2020 · Amount on File |
| Prior Sale | Apr 27, 2004 · Amount on File |
| Deed Document Number | 2020531524 |
| Prior Transfer Date | Aug 25, 2005 |
| Prior Transfer Doc | 0000657954 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 16188 CHIPPEWA RD, APPLE VALLEY, CA 92307-2443 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2022 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 16188 CHIPPEWA RD, APPLE VALLEY, CA 92307-2443 |
| Document Number | 0000578616 |
|---|---|
| Date | Dec 28, 2021 |
| Instrument | 2021-0578616 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Dec 29, 2020 |
| Property Address | 16188 CHIPPEWA RD, APPLE VALLEY, CA 92307-2443 |
| Document Number | 0000531524 |
| Map Reference | MB 60 PG 77-82 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 2020-0531524 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 16188 CHIPPEWA RD, APPLE VALLEY, CA 92307-2443 |
| Document Number | 0000531525 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 2020-0531525 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 16188 Chippewa Rd was $1,272 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Apple Valley Town |
| County | San Bernardino County |
| Unified School District | Apple Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $109,759 (+2%) Land $10,976 Building $98,783 | |
| 2025 | $1,272.00 Homeowner's exemption | $107,607 Land $10,761 Building $96,846 |
| 2023 | $1,222.00 (+1.66%) Homeowner's exemption | $103,428 Land $10,343 Building $93,085 |
| 2022 | $1,202.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 16188 Chippewa Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Nearby Flood Policies | 14 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16188 Chippewa Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES (AV RANCHOS) CORP. private · serves 63,381 people · EPA ID CA3610003 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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