16186 E 109th Pl, Commerce City, CO 80022 Property Records

Adams County property record for 16186 E 109th Pl, Commerce City, CO 80022

Property Summary

Property Type	Single Family Home
Details	6 bd · 3.5 ba · 4,176 sqft · built 2022
Lot Size	0.208 acres (9,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$784,900 (Apr 2023)
Tax Bill	$7,211 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Nov 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1723-08-1-14-004`

Property Details

APN / Parcel Number

Primary APN	`1723-08-1-14-004`
Alternative APNs	`0172308114004` `R0203926`

Interior

Bedrooms	6 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,176 sqft Living Area
Gross Area	5,423 sqft
Basement Area	1,433 sqft
Finished Basement	1,114 sqft
Unfinished Basement	319 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,045 sqft (0.208 acres)
Garage Type	Attached
Garage Area	760 sqft
Parking Spaces	3 Parking Spaces
Porch	Covered Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R0203926
Street Address	16186 E 109TH PL
City	COMMERCE CITY
State	CO
Zip	80022-9113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REUNION SUBD FLG NO 37 LOT 313
Legal Range	66W
Legal Township	02S
Legal Section	08
Legal Quarter	1
Legal Subdivision	REUNION F
Legal Lot Number	313
Jurisdiction	ADAMS CO
Township / Civil Division	BRIGHTON
Census Block Group	4
Census Block	4000
Census Tract	8538

Owner

Source: Adams County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16186 E 109TH PL, COMMERCE CITY, CO 80022-9113
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage ENT CU
Nov 14, 2023	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 10, 2025	Quit Claim Deed, Transfer Quitclaim
Nov 15, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 27, 2023	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2023 · Amount on Record
Deed Sale	Apr 27, 2023 · Amount on Record
Deed Document Number	202323166
Last Transfer Date	Jan 30, 2024
Transfer Doc	0000007153
Record Updated	Sep 20, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Oct 16, 2025
Property Address	16186 E 109TH PL, COMMERCE CITY, CO 80022-9113
Document Number	0000060696
Map Reference	DOC 2019000004160
Instrument Date	Oct 9, 2025
Instrument	2025000060696
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	HERITAGE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16186 E 109TH PL, COMMERCE CITY, CO 80022-9113

Mortgage

Document Number	0000060697
Date	Oct 16, 2025
Instrument	2025000060697

Lender

Name	ENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2040

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS CO
Property Address	16186 E 109TH PL, COMMERCE CITY, CO 80022-9113
Transaction Type	Mortgage
Record Updated	May 20, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16186 E 109TH PL, COMMERCE CITY, CO 80022-9113

Mortgage

Document Number	0000063635
Date	Nov 14, 2023
Instrument	2023000063635

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2038

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADAMS CO
Recording Date	Feb 10, 2025
Property Address	16186 E 109TH PL, COMMERCE CITY, CO 80022-9113
Document Number	0000007153
Instrument Date	Jan 30, 2024
Instrument	2025000007153
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	16186 E 109TH PI, PI, COMMERCE CITY, CO 80022-9113
Investor	Possibly a Property Investor

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADAMS CO
Recording Date	Nov 15, 2023
Property Address	16186 E 109TH PL, COMMERCE CITY, CO 80022-9113
Document Number	0000063975
Map Reference	DOC 2019000004160
Instrument Date	Oct 24, 2023
Instrument	2023000063975
Transaction Type	Transfer
Record Updated	Feb 10, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16186 E 109TH PL, COMMERCE CITY, CO 80022-9113

Mortgage

Document Number	0000063635
Date	Nov 15, 2023
Instrument	2023000063635

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2038

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ADAMS CO
Recording Date	Apr 27, 2023
Property Address	16186 E 109TH PL, COMMERCE CITY, CO 80022-9113
Document Number	0000023166
Map Reference	DOC 2019000004160
Instrument Date	Apr 25, 2023
Instrument	2023000023166
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2026
Title Company	AMERICAN EAGLE TITLE AND ESCROW, AMERICAN HOME TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$78.49
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4350 S MONACO ST, DENVER, CO 80237-3400

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	16186 E 109TH PL, COMMERCE CITY, CO 80022-9113

Mortgage

Document Number	0000023167
Date	Apr 27, 2023
Instrument	2023000023167

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Adams County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Adams County
Municipality	Commerce City
Unified School District	School District 27J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,211.00 (-28.44%)	$49,780 (-1.97%) Land $11,020 Building $38,760	$732,000 (-3.43%) Land $162,000 Building $570,000
2024	$10,077.00 (+66.2%)	$50,780 (+74.56%) Land $6,830 Building $43,950	$758,000 (+76.28%) Land $102,000 Building $656,000
2023	$6,063.00 (-33.19%)	$29,090 (-32.54%) Land $6,900 Building $22,190	$430,000 (+189.13%) Land $102,000 Building $328,000
2022	$9,075.00	$43,120 Land $43,120	$148,724 Land $148,724

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 73% of Colorado
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ADAMS COUNTY WSD serves 75,559 people · EPA ID CO0101140
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 488 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Aerux Broadband.

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