1. Home
  2. Michigan
  3. Ottawa County
  4. Spring Lake
  5. Harbor View Dr

16185 Harbor View Dr, Spring Lake, MI 49456 Property Records

Ottawa County property record for 16185 Harbor View Dr, Spring Lake, MI 49456

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,568 sqft · built 1975
Lot Size0.526 acres (22,913 sqft)
OwnerTrust Name on File
Tax Bill$4,534 (2025)
Deeds & MortgagesJan 2020 Transfer
Flood ZoneZone X (minimal risk)
APN70-03-15-227-028

Property Details

APN / Parcel Number

Primary APN70-03-15-227-028

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,568 sqft Living Area
1st Floor Area1,440 sqft
Basement Area1,128 sqft
Unfinished Basement1,128 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Lot Area22,913 sqft (0.526 acres)
Lot Dimensions229 ft deep x 100 ft wide
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address16185 HARBOR VIEW DR
CitySPRING LAKE
StateMI
Zip49456-1417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRG 1
Legal DescriptionLOT 83 HARBOR POINT NO 2, ALSO PART OF GOV LOTS 1 & 2, SEC 15 COM S 83D 51ME 604 FT FROM NW COR LOT 83, TH N 0D 30M 20S W 8505 FT, S 83D 51M E 11221 FT S 0D 17M E 8501 FT TO NE COR LOT 83, TH N 83D 51M W 11188 FT TO BEG HARBOR POINT NO2 & SEC 15 T8N
Legal Range16W
Legal Township08N
Legal Section15
Legal SubdivisionHARBOR POINT NO 2
Legal Block227
Legal Lot Number1-2,83
JurisdictionOTTAWA MI
Township / Civil DivisionFERRYSBURG
Census Block Group3
Census Block3010
Census Tract20600

Owner

16185 Harbor View Dr is owner-occupied and held in a trust since January 2020.

Source: Ottawa County records, as of October 12, 2026

Owner of RecordTrust Name on File
Mailing Address16185 HARBOR VIEW DR, SPRING LAKE, MI 49456-1417
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateJan 6, 2020
Transfer Doc0000002666
Record UpdatedOct 29, 2026

January 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOTTAWA MI
Recording DateJan 21, 2020
Property Address16185 HARBOR VIEW DR, SPRING LAKE, MI 49456-1417
Document Number20200002666
Instrument DateJan 6, 2020
Instrument2020-0002666
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address16185 HARBOR VIEW DR, SPRING LAKE, MI 49456-1417

Tax Assessment & Valuation

The 2025 property tax bill for 16185 Harbor View Dr was $4,534 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOttawa County
MunicipalityFerrysburg City
Unified School DistrictGrand Haven Area Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$260,700$521,400
2025$4,534.00
2023$221,000$442,000
2022$4,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16185 Harbor View Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (1986–2026)
Claims Outside the SFHA4 of 4
Most Recent ClaimMar 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16185 Harbor View Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERRYSBURG
serves 3,268 people · EPA ID MI0002285
Water SourcePurchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State InspectionJun 2025
Lead3 ppb (2020–2022)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Harbor View Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures