16185 Charlya Dr, Temple, TX 76502 Property Records

Bell County property record for 16185 Charlya Dr, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,984 sqft · built 1996
Lot Size	0.343 acres (14,954 sqft)
Owner	Individual Name on Record
Tax Bill	$2,734 (2023)
Deeds & Mortgages	Nov 2025 Transfer Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0922150033`

Property Details

APN / Parcel Number

Primary APN	`0922150033`
Alternative APNs	`791563` `73802`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,984 sqft Living Area
1st Floor Area	1,312 sqft
2nd Floor Area	672 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	14,954 sqft (0.343 acres)
Lot Dimensions	178 ft deep x 84 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	249 sqft
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	791563
Street Address	16185 CHARLYA DR
City	TEMPLE
State	TX
Zip	76502-6644
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TANGLEWOOD, BLOCK 001, LOT 0012
Legal Subdivision	TANGLEWOOD
Legal Block	1
Legal Lot Number	12
Jurisdiction	BELL TX
Township / Civil Division	NORTHWEST BELL
Census Block Group	2
Census Block	2004
Census Tract	20204

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16185 CHARLYA DR, TEMPLE, TX 76502-6644
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2025	Transfer on Death Deed, Transfer
Oct 7, 2020	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 21, 2015
Deed Sale	Jan 21, 2015
Deed Document Number	2015-00002529
Record Updated	Jun 7, 2026

November 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	BELL TX
Recording Date	Nov 18, 2025
Property Address	16185 CHARLYA DR, TEMPLE, TX 76502-6644
Document Number	0000056940
Instrument Date	Nov 17, 2025
Instrument	2025056940
Transaction Type	Transfer
Record Updated	Dec 4, 2025

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16185 CHARLYA DR, TEMPLE, TX 76502-6644

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1272, TAYLOR, TX 76574-6272

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	16185 CHARLYA DR, TEMPLE, TX 76502-6644
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054575
Date	Oct 7, 2020
Instrument	2020-00054575

Lender

Name	LOW VA RATES LLC
Type	Non-Lending Institution
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,734.00 (-30.15%) Homeowner's exemption	$381,946 Land $32,147 Building $349,799	$381,946 Land $32,147 Building $349,799
2022	$3,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 84% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOFFAT WSC serves 4,633 people · EPA ID TX0140028
Water Source	Purchased surface water from BLUEBONNET WSC
Last State Inspection	Oct 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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