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16182 Ridge Oak Rd, Willis, TX 77378 Property Records

Montgomery County property record for 16182 Ridge Oak Rd, Willis, TX 77378

Property Summary

Property TypeSingle Family Home
Details3.5 ba · 3,518 sqft · built 2024
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on Record
Tax Bill$2,764 (2025)
Deeds & MortgagesJan 2025 Construction Loan
Mar 2024 Sale
Flood ZoneZone X (minimal risk)
APN8282-09-04800

Property Details

APN / Parcel Number

Primary APN8282-09-04800
Alternative APN
  • R552620

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Stories1 Story
Building Area3,518 sqft Living Area
Gross Area4,507 sqft
1st Floor Area3,518 sqft
FlooringCarpet

Exterior

Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area87,120 sqft
View / LotFront
Garage TypeAttached
Garage Area989 sqft
Parking Spaces4 Parking Spaces
PorchOpen Concrete/Masonry Porch
Porch Area701 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address16182 RIDGE OAK RD
CityWILLIS
StateTX
Zip77378-3324
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS828209 - REPUBLIC GRAND RANCH 09, BLOCK 2, LOT 13
Legal SubdivisionREPUBLIC GRAND RANCH 09
Legal Block2
Legal Lot Number13
JurisdictionMONTGOMERY TX
Township / Civil DivisionWILLIS
Census Block Group3
Census Block3007
Census Tract694107

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address14962 ROYAL BIRKDALE ST, HOUSTON, TX 77095-2813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 23, 2025Deed of Trust, Mortgage · Construction Mortgage
CADENCE BANK NA
Mar 5, 2024Warranty Deed, Transfer
ENVISION TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2024
Deed SaleMar 5, 2024
Deed Document Number202421196
Record UpdatedOct 29, 2026

January 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address16182 RIDGE OAK RD, WILLIS, TX 77378-3324
Transaction TypeMortgage
Record UpdatedDec 1, 2025
Title CompanyUNKNOWN, ENVISION PARTNERS TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address14962 ROYAL BIRKDALE ST, HOUSTON, TX 77095-2813

Mortgage

Document Number0000005387
DateJan 23, 2025
Instrument2025005387
Lender
NameCADENCE BANK NA
TypeBank
AddressTUPELO, MS 38803
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055
Interest
Rate TypeAdjustable Rate
Rate6.5%
Type Change DateAug 1, 2031
Change Frequency6 Months
Min Rate At Change4.5%
Max Rate At Change8.5%
IndexSOFR Average 30-Day
Margin3
Max Rate11.5%

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONTGOMERY TX
Recording DateMar 5, 2024
Property Address16182 RIDGE OAK RD, WILLIS, TX 77378-3324
Document Number0000021196
Map ReferenceCAB Z SH 9696
Instrument DateMar 1, 2024
Instrument2024021196
Transaction TypeTransfer
Record UpdatedDec 1, 2025
Title CompanyENVISION TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address183 WATER ST, WILLIAMSTOWN, MA 01267-2830

Transferred To (Grantee/Buyer)

NameVerified Name
Address14962 ROYAL BIRKDALE ST, HOUSTON, TX 77095-2813

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictWillis Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,010,098 (+508.49%) Land $166,000 Building $844,098$1,010,098 (+508.49%) Land $166,000 Building $844,098
2025$2,764.00 (+1,902.9%)$166,000 Land $166,000$166,000 Land $166,000
2024$138.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2024)
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 80% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G and 4G LTE (outdoors only)

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