16182 71st Ln NE, Elk River, MN 55330 Property Records

Wright County property record for 16182 71st Ln NE, Elk River, MN 55330

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,015 sqft · built 2002
Lot Size0.011 acres (502 sqft)
OwnerIndividual Name on File
Last Sale$219,900 (Jul 2025)
Tax Bill$2,018 (2026)
Deeds & MortgagesJun 2022 Mortgage
Feb 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN118-081-000043

Property Details

APN / Parcel Number

Primary APN118-081-000043

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,015 sqft Living Area
1st Floor Area1,030 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2004
Architectural StyleTownhouse
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialWood Shingle
Lot Area502 sqft (0.011 acres)
Garage TypeAttached
Garage Area344 sqft
Parking Spaces1 Parking Space
Deck Area77 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address16182 71ST LN NE
CityELK RIVER
StateMN
Zip55330-4629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-26 TWP-121 RANGE-023 THE POINTE VILG HOMES CIC39 CO UNIT 43 T 43
Legal Range023
Legal Township121
Legal Section26
Legal SubdivisionTHE POINTE
Legal Unit43
JurisdictionWRIGHT MN
Township / Civil DivisionOTSEGO
Census Block Group5
Census Block5016
Census Tract100101

Owner

16182 71st Ln NE is owned and occupied by an individual who bought it in July 2025.

Source: Wright County records, as of July 20, 2026

Owner of RecordIndividual Name on File
Mailing Address16182 71ST LN NE, ELK RIVER, MN 55330-4629
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Deed of Trust, Mortgage · Commercial Mortgage
DRAKE BANK
Feb 22, 2022Quit Claim Deed, Transfer · Commercial Mortgage
DRAKE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 9, 2025 · Amount on File
Deed SaleJul 9, 2025 · Amount on File
Prior SaleMay 12, 2006 · Amount on File
Deed Document Number20251580561
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWRIGHT MN
Property Address16182 71ST LN NE, OTSEGO, MN 55330-4629
Transaction TypeMortgage
Record UpdatedAug 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00A1510584
DateJun 24, 2022
InstrumentA1510584
Lender
NameDRAKE BANK
TypeBank
AddressSAINT PAUL, MN 55107
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term59 Months
DueMay 1, 2027

February 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWRIGHT MN
Recording DateFeb 22, 2022
Property Address16182 71ST LN NE, OTSEGO, MN 55330-4629
Document Number00A1499258
Instrument DateFeb 10, 2022
InstrumentA1499258
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyTITLE NEXUS LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16182 71ST LN NE, OTSEGO, MN 55330-4629

Mortgage

Document Number00A1499259
DateFeb 22, 2022
InstrumentA1499259
Lender
NameDRAKE BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term61 Months
DueMar 15, 2027

Tax Assessment & Valuation

The 2026 property tax bill for 16182 71st Ln NE was $2,018.

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWright County
MunicipalityOtsego City
Unified School DistrictElk River School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,018.00$201,400 (+11.64%) Land $28,000 Building $173,400$201,400 (+11.64%) Land $28,000 Building $173,400
2025$180,400 Land $30,000 Building $150,400$180,400 Land $30,000 Building $150,400
2023$3,900.00 (+88.77%)$216,400 Land $38,500 Building $177,900$216,400 Land $38,500 Building $177,900
2022$2,066.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16182 71st Ln NE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 16182 71st Ln NE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOtsego
serves 19,000 people · EPA ID MN1860026
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
T-Mobile
Fixed Wireless
100 / 20

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