1618 Hilltop Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 1618 Hilltop Rd, Edgewater, MD 21037

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,914 sqft · built 2004
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Jan 2020)
Tax Bill$5,163 (2025)
Deeds & MortgagesNov 2021 Mortgage
Jan 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-904-90017657

Property Details

APN / Parcel Number

Primary APN01-904-90017657
Alternative APNs
  • 1-904-90017657
  • 90490017657

Interior

Full Baths3 Baths
Stories2 Stories
Building Area1,914 sqft Living Area
1st Floor Area957 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area6,000 sqft (0.138 acres)
Deck Area240 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal

Location & Zoning

Account Number90490017657
Street Address1618 HILLTOP RD
CityEDGEWATER
StateMD
Zip21037-1914
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5
Legal DescriptionLTS 3766 TO 3768 WOODLAND BEACH
Legal SubdivisionWOODLAND BEACH
Legal Block1
Legal Lot Number3766
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group1
Census Block1024
Census Tract701103

Owner

1618 Hilltop Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record2 Individual Names on File
Mailing Address1618 HILLTOP RD, EDGEWATER, MD 21037-1914
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jan 22, 2020Deed, Transfer · FHA Mortgage
BAY CAPITAL MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 22, 2020 · Amount on File
Deed SaleJan 22, 2020 · Amount on File
Prior SaleFeb 1, 2011 · Amount on File
Deed Book / Page34101 / 274
Prior Transfer DateJun 4, 2007
Prior Transfer Doc0191780532
Record UpdatedOct 29, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1618 HILLTOP RD, EDGEWATER, MD 21037-1914
Transaction TypeMortgage
Record UpdatedSep 13, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0378980101
DateNov 12, 2021
Book Page37898/101
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term352 Months
DueMar 1, 2051

January 2020: Deed, Transfer

Document TypeDeed
JurisdictionANNE ARUNDEL MD
Recording DateJan 22, 2020
Property Address1618 HILLTOP RD, EDGEWATER, MD 21037-1914
Document Number0341010274
Book / Page34101 / 274
Map ReferencePL 8 PL 13
Instrument DateJan 17, 2020
Transaction TypeTransfer
Record UpdatedAug 10, 2022
Title CompanyVELOCITY NATIONAL TTL CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,812.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1618 HILLTOP RD, EDGEWATER, MD 21037-1914

Mortgage

Document Number0034101281
DateJan 22, 2020
Instrument34101/281
Lender
NameBAY CAPITAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1618 Hilltop Rd was $5,163, up 3.9% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$422,000 (+4.47%) Land $226,000 Building $196,000$422,000 (-) Land $226,000 Building $196,000
2025$5,163.00 (+3.95%)$403,933$422,000 Land $226,000 Building $196,000
2024$4,967.00 (+23.68%)
2023$4,016.00$367,800 Land $174,500 Building $193,300$367,800 Land $174,500 Building $193,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1618 Hilltop Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 26 policies
Nearby Flood Policies26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1618 Hilltop Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBROAD CREEK
serves 26,033 people · EPA ID MD0020004
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2017–2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 598 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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