Osceola County property record for 1618 Florida Ave, Saint Cloud, FL 34769 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2017 |
| Square Footage | 1,521 sqft Heated Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $395,000 (2023) |
| Tax Bill | $6,316.00 (2025) |
| Primary APN | 79294 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,521 sqft Heated Area |
| Gross Area | 2,158 sqft Gross Area |
| 1st Floor | 1,521 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Depth X Width | 150 ft x 62.5 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 441 sqft Garage |
| Fence | Fence |
|---|---|
| Shed | 1 Shed |
| Shed Area | 80 sqft Shed |
| Deck Area | 192 sqft Deck |
| Porch | Open Porch |
| Porch Area | 196 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 79294 |
|---|---|
| Street Address | 1618 FLORIDA AVE |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-4428 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ST CLOUD PB B PG 34 BLK 337 S 1/2 LOT 7 & ALL LOTS 8 & 9 & E 1/2 VAC ALLEY ABUTTING SAID LOTS 11/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD |
| Legal Tract | 1 |
| Legal Block | 337 |
| Legal Lot Number | 7-9,11 9 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2038 |
| Census Tract | 43500 |
Source: Osceola County records · APN 79294
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1618 FLORIDA AVE, SAINT CLOUD, FL 34769-4428 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 24, 2023 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jul 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 24, 2023 · Amount on Record |
| Deed Sale | Aug 24, 2023 · Amount on Record |
| Prior Sale | Jul 19, 2017 · Amount on Record |
| Deed Doc Number | 2023111409 |
| Deed Book / Page | 6463 / 338 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 24, 2023 |
| Property Address | 1618 FLORIDA AVE, SAINT CLOUD, FL 34769-4428 |
| Document Number | 0064630338 |
| Book / Page | 6463 / 338 |
| Map Reference | MB B PG 33&34 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023111409 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2023 |
| Title Company | RED DOOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,765.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5753 HIGHWAY 85 N # N8197, N8197, CRESTVIEW, FL 32536-9365 |
| Name | Verified Name |
|---|---|
| Address | 1618 FLORIDA AVE, SAINT CLOUD, FL 34769-4428 |
| Document Number | 0006463340 |
|---|---|
| Date | Aug 24, 2023 |
| Instrument | 6463/340 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 19, 2017 |
| Property Address | 1618 FLORIDA AVE, SAINT CLOUD, FL 34769-4428 |
| Document Number | 0051811330 |
| Book / Page | 005181 / 001330 |
| Instrument Date | Jul 17, 2017 |
| Instrument | 104951 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,435.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 1618 FLORIDA AVE ST CLOUD FL 347694428, ST CLOUD, FL 34769-4428 |
| Document Number | 51811331 |
|---|---|
| Date | Jul 19, 2017 |
| Book Page | 005181/001331 |
| Instrument | 104952 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 18, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,316.00 (+123.18%) Homeowner's exemption | $395,800 (+98.59%) Land $55,000 Building $340,800 | $395,800 (+9.85%) Land $55,000 Building $340,800 |
| 2023 | $2,830.00 (+3.78%) Homeowner's exemption | $199,303 (+3%) | $360,300 (+10.39%) Land $50,000 Building $310,300 |
| 2022 | $2,727.00 Homeowner's exemption | $193,499 | $326,400 Land $45,000 Building $281,400 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone A |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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