1618 E 7th St, Panama City, FL 32401 Property Records

Bay County property record for 1618 E 7th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,922 sqft · built 1928
Lot Size	0.66 acres (28,793 sqft)
Owner	Individual Name on Record
Last Sale	$6,600 (Jan 2001)
Tax Bill	$258 (2025)
Deeds & Mortgages	Apr 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`22109-000-000`

Property Details

APN / Parcel Number

Primary APN	`22109-000-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,922 sqft Heated Area
1st Floor Area	1,922 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1968
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	28,793 sqft (0.66 acres)
Lot Dimensions	96 ft deep x 300 ft wide
Garage Type	Detached
Garage Area	600 sqft
Driveway	Driveway
Driveway Area	792 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1618 E 7TH ST
City	PANAMA CITY
State	FL
Zip	32401-4208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD ORCHARD LOTS 1,2,3,4,5 & 6 BLK A ORB 872 P 891 ORB 2001 P 547
Legal Range	14W
Legal Township	04S
Legal Section	10
Legal Subdivision	OLD ORCHARD
Legal Block	A
Legal Lot Number	1-5 2
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2056
Census Tract	1700

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1618 E 7TH ST, PANAMA CITY, FL 32401-4208
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2001 · Amount on Record
Deed Sale	Jan 26, 2001 · Amount on Record
Deed Document Number	2001-004376
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 16, 2021
Property Address	1618 E 7TH ST, PANAMA CITY, FL 32401-4208
Document Number	0043921502
Book / Page	4392 / 1502
Map Reference	MB 8 PG 70
Instrument Date	Apr 15, 2021
Instrument	2021028424
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	DIAMOND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Tax	$280.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	81 9TH AVE, 81, SHALIMAR, FL 32579-1348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 PALO ALTO AVE UPPR AVE, AVE, PANAMA CITY, FL 32401

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$258.00 (-49.71%) Homeowner's exemption Additional exemption filed	$73,419 (+5.99%)	$193,785 (+15.53%) Land $75,696 Building $118,089
2023	$513.00 (-13.64%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$69,272 (+3%)	$167,738 (+10.71%) Land $64,740 Building $102,998
2022	$594.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$67,254	$151,506 Land $57,270 Building $94,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1983–2018)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20