Yellowstone County property record for 1618 Downy Rd, Laurel, MT 59044
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,079 sqft · built 1984 |
| Lot Size | 1 acres (43,604 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $543,800 (Mar 2021) |
| Tax Bill | $2,508 (2024) |
| Deeds & Mortgages | Nov 2019 Refinance Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 000B025410 |
| Primary APN | 000B025410 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 3,079 sqft Living Area |
| Gross Area | 3,231 sqft |
| 1st Floor Area | 1,714 sqft |
| Basement Area | 1,517 sqft |
| Finished Basement | 1,365 sqft |
| Unfinished Basement | 152 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Ranch |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,604 sqft (1 acres) |
| Terrain | Above Road/Slope |
| View / Lot | Neighborhood / Spot |
| Garage Area | 554 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 720 sqft |
|---|---|
| Porch | Open Frame Porch |
| Porch Area | 21 sqft |
| Deck Area | 280 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 1618 DOWNY RD |
|---|---|
| City | LAUREL |
| State | MT |
| Zip | 59044-9326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLINGWOOD SUBD, S03, T02 S, R24 E, BLOCK 2, LOT 14 |
| Legal Range | 24E |
| Legal Township | 02S |
| Legal Section | 03 |
| Legal Subdivision | COLLINGWOOD SUBD |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | YELLOWSTONE MT |
| Township / Civil Division | LAUREL |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 1902 |
Source: Yellowstone County records, as of March 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1618 DOWNY RD, LAUREL, MT 59044-9326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 20, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance WESTERN SECURITY BANK |
| Mar 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on Record |
| Deed Sale | Mar 29, 2021 · Amount on Record |
| Prior Sale | Nov 20, 2019 · Amount on Record |
| Deed Document Number | 20213965676 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Property Address | 1618 DOWNY RD, LAUREL, MT 59044-9326 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0003903207 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 3903207 |
| Name | WESTERN SECURITY BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | YELLOWSTONE MT |
| Recording Date | Mar 29, 2021 |
| Property Address | 1618 DOWNY RD, LAUREL, MT 59044-9326 |
| Document Number | 0003965676 |
| Map Reference | DOC 1150877 |
| Instrument Date | Mar 25, 2021 |
| Instrument | 3965676 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 35078 BENNINGTON LN, 35078, POLSON, MT 59860-7175 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1618 DOWNY RD, LAUREL, MT 59044-9326 |
| Document Number | 0003965677 |
|---|---|
| Date | Mar 29, 2021 |
| Instrument | 3965677 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
Source: Yellowstone County assessment roll, as of September 15, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Yellowstone County |
| Elementary School District | Laurel Elementary School District (PK - 08) |
| Secondary School District | Laurel High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Veteran's exemption | $517,500 (+11.65%) Land $109,352 Building $408,148 | $517,500 (+11.65%) Land $109,352 Building $408,148 |
| 2024 | $2,508.00 (-14.58%) Disabled Person's exemption Veteran's exemption | ||
| 2023 | $2,936.00 | $463,500 | $463,500 Land $85,010 Building $378,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Montana |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAUREL MUNICIPAL WATER SYSTEM serves 6,339 people · EPA ID MT0000270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
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