1618 Black Kettle Trl, Temple, TX 76502 Property Records

Bell County property record for 1618 Black Kettle Trl, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	1,612 sqft · built 2020
Lot Size	0.137 acres (5,968 sqft)
Owner	2 Individual Names on File
Last Sale	$192,800 (Nov 2020)
Tax Bill	$4,068 (2025)
Deeds & Mortgages	Nov 2020 Mortgage May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0095551965`

Property Details

APN / Parcel Number

Primary APN	`0095551965`
Alternative APNs	`485459` `819487`

Interior

Stories	1 Story
Building Area	1,612 sqft Living Area
1st Floor Area	1,612 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	5,968 sqft (0.137 acres)
Lot Dimensions	119 ft deep x 50 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1618 BLACK KETTLE TRL
City	TEMPLE
State	TX
Zip	76502-6716
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PRAIRIE RIDGE PHASE I, BLOCK 001, LOT 0012, ACRES 0.137
Legal Subdivision	PRAIRIE RIDGE PHASE I
Legal Block	1
Legal Lot Number	12
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1000
Census Tract	21305

Owner

1618 Black Kettle Trl is owned and occupied by two individuals who bought it in November 2020.

Source: Bell County records, as of February 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1618 BLACK KETTLE TRL, TEMPLE, TX 76502-6716
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2020	Grant Deed, Subdivision Related Transfer · FHA Mortgage LOANPEOPLE LLC
May 26, 2020	Deed of Trust, Construction Loan · Line of Credit NATIONAL UNITED

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2020 · Amount on File
Deed Sale	Nov 25, 2020 · Amount on File
Deed Document Number	202065360
Prior Transfer Date	Nov 24, 2020
Prior Transfer Doc	0000065360
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Nov 25, 2020
Property Address	1618 BLACK KETTLE TRL, TEMPLE, TX 76502-6716
Document Number	0000065360
Instrument Date	Nov 24, 2020
Instrument	65360
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 8, 2020
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1618 BLACK KETTLE TRL TEMPLE TX 76502, TEMPLE, TX 76502

Mortgage

Document Number	65361
Date	Nov 25, 2020
Instrument	65361

Lender

Name	LOANPEOPLE LLC
Address	AUSTIN, TX 78731

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 24, 2050

May 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	BELL TX
Recording Date	May 26, 2020
Property Address	1618 BLACK KETTLE TRL, TEMPLE, TX 76502-6716
Document Number	0000024712
Instrument Date	May 14, 2020
Instrument	24712
Transaction Type	Construction Loan
Record Updated	Jul 17, 2020
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	434 COUNTY ROAD 315 OGLESBY TX 765613025, OGLESBY, TX 76561-3025

Mortgage

Document Number	0000024712
Date	May 26, 2020
Instrument	24712

Lender

Name	NATIONAL UNITED
Address	GATESVILLE, TX 76528

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	May 25, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1618 Black Kettle Trl was $4,068 with a homeowner's exemption.

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,068.00	$233,696	$260,962 Land $36,000 Building $224,962
2023	$3,278.00 (-12.87%) Homeowner's exemption	$272,063 Land $36,000 Building $236,063	$272,063 Land $36,000 Building $236,063
2022	$3,762.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1618 Black Kettle Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1618 Black Kettle Trl is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 321 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
SOS Communications Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on Black Kettle Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures