St. Mary's County property record for 16178 Thomas Rd, Piney Point, MD 20674
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,208 sqft · built 1920 |
| Lot Size | 1.37 acres (59,677 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Jan 2013) |
| Tax Bill | $4,132 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 09-001581 |
| Primary APN | 09-001581 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,208 sqft Total Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 59,677 sqft (1.37 acres) |
| View / Lot | Waterfront |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 372 sqft |
| Shed | 1 Shed |
| Shed Area | 320 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 001581 |
|---|---|
| Street Address | 16178 THOMAS RD |
| City | PINEY POINT |
| State | MD |
| Zip | 20674 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | 1.374 ACRES N/E THOMAS RD ON ISLAND CREEK |
| Legal Subdivision | ISLAND CREEK |
| Jurisdiction | ST MARY'S MD |
| Township / Civil Division | 9, ST. GEORGE ISLAND |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 876101 |
16178 Thomas Rd is owned by two individuals who bought it in January 2013.
Source: St. Mary's County records, as of September 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 16 W READ ST, BALTIMORE, MD 21201-5305 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2013 · Amount on File |
| Deed Sale | Jan 22, 2013 · Amount on File |
| Prior Sale | Nov 22, 2002 · Amount on File |
| Deed Book / Page | 3839 / 746 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 16178 Thomas Rd was $4,132.
Source: St. Mary's County assessment roll, as of September 22, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | St. Mary's County |
| Unified School District | St. Marys County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $382,367 | $384,900 Land $315,500 Building $69,400 | |
| 2025 | $4,132.00 | ||
| 2023 | $3,770.00 | $347,233 | $381,100 Land $315,500 Building $65,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 16178 Thomas Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 103 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 103 in force |
| Nearby Flood Claims | 24 (1996–2023) |
| Most Recent Claim | Jun 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 16178 Thomas Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 70% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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