16178 24th Ave, Clearlake, CA 95422 Property Records

Lake County property record for 16178 24th Ave, Clearlake, CA 95422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 2007
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Apr 2026)
Tax Bill	$3,591 (2025)
Deeds & Mortgages	Nov 2023 Second Mortgage May 2025 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`042-188-290-000`

Property Details

APN / Parcel Number

Primary APN	`042-188-290-000`
Alternative APNs	`042-188-29` `0421882600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,450 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Construction Type	Wood
Lot Area	4,792 sqft (0.11 acres)
Garage Area	395 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	042-188-29
Street Address	16178 24TH AVE
City	CLEARLAKE
State	CA
Zip	95422-9275
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLEARLAKE HLNDS 04
Legal Block	2
Legal Lot Number	5,6
Jurisdiction	LAKE CA
Township / Civil Division	CLEARLAKE
Census Block Group	2
Census Block	2014
Census Tract	702

Owner

Source: Lake County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16235 27TH AVE, CLEARLAKE, CA 95422-8129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CU
May 23, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Apr 30, 2026	Grant Deed, Transfer · Conventional Mortgage NAVY FEDERAL CREDIT UNION
Oct 19, 2021	Grant Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 18, 2017	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on Record
Deed Sale	Apr 30, 2026 · Amount on Record
Prior Sale	Oct 19, 2021 · Amount on Record
Deed Document Number	20264266
Record Updated	Sep 20, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	16178 24TH AVE, CLEARLAKE, CA 95422-9275
Transaction Type	Mortgage
Record Updated	May 13, 2026
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1317, CLEARLAKE, CA 95422-1300

Mortgage

Document Number	0000012062
Date	Nov 7, 2023
Instrument	2023012062

Lender

Name	COMMUNITY FIRST CU
Type	Credit Union
Address	SANTA ROSA, CA 95406

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 10, 2043

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE CA
Property Address	16178 24TH AVE, CLEARLAKE, CA 95422-9275
Transaction Type	Mortgage
Record Updated	May 13, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1317, CLEARLAKE, CA 95422-1300

Mortgage

Document Number	0000004900
Date	May 23, 2025
Instrument	2025004900

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 13, 2055

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Apr 30, 2026
Property Address	16178 24TH AVE, CLEARLAKE, CA 95422-9275
Document Number	0000004266
Instrument Date	Apr 29, 2026
Instrument	20264266
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	WFG NATIONAL TITLE COMPANY, WFG NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$32,774.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16235 27TH AVE, CLEARLAKE, CA 95422-8129

Mortgage

Document Number	0000004267,
Date	Apr 30, 2026
Instrument	20264267

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.54%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Oct 19, 2021
Property Address	16178 24TH AVE, CLEARLAKE, CA 95422-9275
Document Number	0000017744
Map Reference	MB 3 PG 66-75
Instrument Date	Oct 14, 2021
Instrument	2021017744
Transaction Type	Transfer
Record Updated	Feb 11, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1317, CLEARLAKE, CA 95422-1317

Mortgage

Document Number	0000017745
Date	Oct 19, 2021
Instrument	2021017745

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LAKE CA
Recording Date	Apr 18, 2017
Property Address	16178 24TH AVE, CLEARLAKE, CA 95422-9275
Document Number	0000005044
Instrument Date	Mar 29, 2017
Instrument	5044
Transaction Type	Transfer
Record Updated	Jun 2, 2017

Transaction

Amount	Amount Recorded
Tax	$30.00
Amount Accuracy	Full Value
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	California
County	Lake County
Municipality	Clearlake City
Unified School District	Konocti Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,591.00 (+2.45%) Homeowner's exemption	$313,056 (+4.04%) Land $21,224 Building $291,832
2023	$3,505.00 (+5.32%) Homeowner's exemption	$300,900 Land $20,400 Building $280,500
2022	$3,328.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1993–1998)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KONOCTI COUNTY WATER DISTRICT serves 5,928 people · EPA ID CA1710006
Water Source	Surface water
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
DigitalPath Fixed Wireless	400 / 20
101Netlink Fixed Wireless	100 / 20

May also be available: Verizon.

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