16173 Olive St, Hesperia, CA 92345 Property Records

San Bernardino County property record for 16173 Olive St, Hesperia, CA 92345

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,885 sqft · built 2014
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (May 2014)
Tax Bill	$2,996 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0413-161-11-0000`

Property Details

APN / Parcel Number

Primary APN	`0413-161-11-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,885 sqft Living Area
Gross Area	2,358 sqft
1st Floor Area	1,885 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	473 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	124 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	16173 OLIVE ST
City	HESPERIA
State	CA
Zip	92345-3658
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWN HESPERIA N 1/2 NE 1/4 LOT A BLK 105
Legal Subdivision	TOWN OF HESPERIA
Legal Block	105
Legal Lot Number	A
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2014
Census Tract	10019

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16173 OLIVE ST, HESPERIA, CA 92345-3658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 15, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jun 3, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 4, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 14, 2020	Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2014 · Amount on Record
Deed Sale	May 22, 2014 · Amount on Record
Prior Sale	May 26, 2010 · Amount on Record
Deed Document Number	2014186834
Prior Transfer Date	May 11, 2010
Prior Transfer Doc	0000209116
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16173 OLIVE ST, HESPERIA, CA 92345-3658
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16173 OLIVE ST, HESPERIA, CA 92345-3658

Mortgage

Document Number	0000024505
Date	Feb 2, 2023
Instrument	2023-0024505

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	328 Months
Due	Jun 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16173 OLIVE ST, HESPERIA, CA 92345-3658
Transaction Type	Mortgage
Record Updated	Jun 8, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16173 OLIVE ST, HESPERIA, CA 92345-3658

Mortgage

Document Number	0000117453
Date	Mar 15, 2021
Instrument	2021-0117453

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jun 1, 2050

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16173 OLIVE ST, HESPERIA, CA 92345-3658
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16173 OLIVE ST, HESPERIA, CA 92345-3658

Mortgage

Document Number	0000126946
Date	Jun 3, 2024
Instrument	2024-0126946

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Jun 1, 2050

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16173 OLIVE ST, HESPERIA, CA 92345-3658
Transaction Type	Mortgage
Record Updated	Jun 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16173 OLIVE ST, HESPERIA, CA 92345-3658

Mortgage

Document Number	0000023047
Date	Feb 4, 2025
Instrument	2025-0023047

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	16173 OLIVE ST, HESPERIA, CA 92345-3658
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	WFG NATIONAL TITLE CO OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000163051
Date	May 14, 2020
Instrument	2020-0163051

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Hesperia City
Unified School District	Hesperia Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$275,084 (+2%) Land $31,260 Building $243,824
2025	$2,996.00 (+3.45%)	$269,690 (+4.04%) Land $30,647 Building $239,043
2023	$2,896.00 (+2.33%)	$259,218 Land $29,457 Building $229,761
2022	$2,830.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	16 (1980)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Feb 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HESPERIA WD serves 101,836 people · EPA ID CA3610024
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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