16172 Valcrest Dr, Linden, MI 48451 Property Records

Genesee County property record for 16172 Valcrest Dr, Linden, MI 48451

Property Summary

Property Type	Condominium
Details	2 ba · 1,663 sqft · built 1999
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Jan 2021)
Tax Bill	$5,285 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-32-627-047`

Property Details

APN / Parcel Number

Primary APN	`06-32-627-047`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,663 sqft Living Area
1st Floor Area	960 sqft
Basement Area	960 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	12,110 sqft (0.278 acres)
Lot Dimensions	130 ft deep x 93 ft wide
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	16172 VALCREST DR
City	LINDEN
State	MI
Zip	48451-8927
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-3
Legal Description	UNIT 47 PINE LAKE FOREST CONDO (97) FR 06-32-200-009
Legal Subdivision	PINE LAKE FOREST CONDOMINIUM
Legal Unit	47
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	2
Census Block	2011
Census Tract	13112

Owner

16172 Valcrest Dr, a condominium, is owned and occupied by an individual who bought it in January 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	16172 VALCREST DR, LINDEN, MI 48451-8927
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE STATE BANK
Jan 14, 2021	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 14, 2021 · Amount on File
Deed Sale	Jan 14, 2021 · Amount on File
Prior Sale	Sep 27, 1999 · Amount on File
Deed Document Number	20213441
Prior Transfer Date	Feb 21, 2005
Prior Transfer Doc	0000115744
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	16172 VALCREST DR, LINDEN, MI 48451-8927
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071521
Date	Oct 19, 2020
Instrument	202010190071521

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	6.2%
Index	1-Year CMT
Max Rate	10.2%

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jan 14, 2021
Property Address	16172 VALCREST DR, LINDEN, MI 48451-8927
Document Number	0000003441
Map Reference	LB 3899 PG 925-927
Instrument Date	Dec 31, 2020
Instrument	202101140003441
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	TRANSNATION TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,304.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16172 VALCREST DR # 47, 16172, LINDEN, MI 48451-8927

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 4TH ST, FENTON, MI 48430-2711

Mortgage

Document Number	0000003442
Date	Jan 14, 2021
Instrument	202101140003442

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 16172 Valcrest Dr was $5,285 with a homeowner's exemption, down 9.1% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Fenton Charter Township
Unified School District	Linden Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,500 (+5.78%) Land $32,400 Building $136,100	$337,000 (+5.78%) Land $64,800 Building $272,200
2025	$5,285.00 (-9.07%) Homeowner's exemption	$159,300	$318,600
2024	$5,812.00
2023		$142,400	$284,800
2019	$3,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16172 Valcrest Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (1982)
Most Recent Claim	Mar 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16172 Valcrest Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FENTON serves 11,746 people · EPA ID MI0002270
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Surf Internet.

Cell Coverage

5G (outdoors only) and 4G LTE

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