Lee County property record for 16171 Captiva Dr, Captiva, FL 33924
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,094 sqft · built 1976 |
| Lot Size | 0.522 acres (22,738 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,100,000 (Feb 2018) |
| Tax Bill | $22,656 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Feb 2018 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 03-46-21-01-0000A.009B |
| Primary APN | 03-46-21-01-0000A.009B |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,094 sqft Living Area |
| Gross Area | 7,723 sqft |
| 1st Floor Area | 1,324 sqft |
| Upper Floors Area | 2,089 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 22,738 sqft (0.522 acres) |
| Lot Width | 24,167 ft Width |
| View / Lot | Bay |
| Garage Type | Attached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Florida Room |
| Porch Area | 614 sqft |
| Patio Area | 352 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Boat Lift | Boat Lift |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10005087 |
|---|---|
| Street Address | 16171 CAPTIVA DR |
| City | CAPTIVA |
| State | FL |
| Zip | 33924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RM-2 |
| Legal Description | FROWES SUBD BLK A PB 3 PG 41 PT LOT 9 FR CM AT INTER OF |
| Legal Range | 21E |
| Legal Township | 46S |
| Legal Section | 03 |
| Legal Subdivision | CAPTIVA DICKEYS SUBD |
| Legal Tract | 01 |
| Legal Block | A |
| Legal Lot Number | 9 |
| Jurisdiction | LEE FL |
| Township / Civil Division | SANIBEL ISLAND |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 80100 |
Source: Lee County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | PO BOX 568963, ORLANDO, FL 32856-8963 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Aug 21, 2019 | Deed of Trust, Mortgage · ARM MORGAN STANLEY PRIVATE BANK NA |
| Feb 8, 2018 | Warranty Deed, Transfer THOMAS W BEDDARD |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 8, 2018 · Amount on Record |
| Deed Sale | Feb 8, 2018 · Amount on Record |
| Prior Sale | May 31, 2011 · Amount on Record |
| Deed Document Number | 201831592 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LEE FL |
| Property Address | 16171 CAPTIVA DR, CAPTIVA, FL 33924 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000194207 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 2019000194207 |
| Name | MORGAN STANLEY PRIVATE BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45245 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.97% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Sep 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.97% |
| Index | 1-Year LIBOR |
| Max Rate | 8.97% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LEE FL |
| Recording Date | Feb 8, 2018 |
| Property Address | 16171 CAPTIVA DR, CAPTIVA, FL 33924 |
| Document Number | 0000031592 |
| Instrument Date | Jan 30, 2018 |
| Instrument | 31592 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2018 |
| Title Company | JEWEL STONE TITLE INSURANCE AGENCY INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $14,700.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 568963 ORLANDO FL 328568963, ORLANDO, FL 32856-8963 |
| Document Number | 31593 |
|---|---|
| Date | Feb 8, 2018 |
| Instrument | 31593 |
| Name | THOMAS W BEDDARD |
|---|---|
| Address | 909 GEORGINA AVE, SANTA MONICA, CA 90402-2023 |
| Special Notes | Seller Financed |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Feb 7, 2023 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
Source: Lee County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Unified School District | Lee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,656.00 (-34.47%) | $1,298,022 (-47.02%) | $2,089,912 (-14.7%) Land $2,089,902 Building $10 |
| 2023 | $34,576.00 (+13.1%) | $2,450,099 (+5.93%) Land $1,508,161 Building $941,938 | $2,450,099 (+5.93%) Land $1,508,161 Building $941,938 |
| 2022 | $30,570.00 | $2,312,839 Land $2,100,000 Building $212,839 | $2,312,839 Land $2,100,000 Building $212,839 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 6.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 774 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 857 units insured incl. 83 condo units |
| Nearby Flood Claims | 1,041 (1988–2024) |
| Claims Outside the SFHA | 76 of 1,041 |
| Most Recent Claim | Nov 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · lower than 71% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ISLAND WATER ASSOCIATION serves 14,784 people · EPA ID FL5360146 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 3,000 / 3,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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