1617 Spencer Ln, Cleburne, TX 76033 Property Records

Johnson County property record for 1617 Spencer Ln, Cleburne, TX 76033

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,848 sqft · built 2005
Lot Size	0.233 acres (10,145 sqft)
Owner	Individual Name on File
Last Sale	$313,100 (Sep 2026)
Tax Bill	$5,790 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`126-3084-00860`

Property Details

APN / Parcel Number

Primary APN	`126-3084-00860`
Alternative APN	`R000067124`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,848 sqft Living Area
1st Floor Area	1,848 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Lot Area	10,145 sqft (0.233 acres)
Lot Depth	126 ft Depth
Garage Type	Attached
Garage Area	468 sqft
Porch	Slab
Porch Area	188 sqft

Location & Zoning

Account Number	R000067124
Street Address	1617 SPENCER LN
City	CLEBURNE
State	TX
Zip	76033-7527
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 BLK 3 WINCHESTER PHASE 6
Legal Subdivision	WINCHESTER PHASE 6
Legal Block	3
Legal Lot Number	17
Jurisdiction	JOHNSON TX
Township / Civil Division	CLEBURNE
Census Block Group	1
Census Block	1015
Census Tract	130604

Owner

1617 Spencer Ln is owned and occupied by an individual who bought it in September 2026.

Source: Johnson County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1617 SPENCER LN, CLEBURNE, TX 76033-7527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Aug 29, 2017	Special Warranty Deed, Transfer · FHA Mortgage ASPIRE FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2026 · Amount on File
Deed Sale	Sep 22, 2026 · Amount on File
Prior Sale	Jun 24, 2024 · Amount on File
Deed Document Number	202629278
Prior Transfer Date	Aug 29, 2014
Prior Transfer Doc	0000019887
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSON TX
Recording Date	Sep 22, 2026
Property Address	1617 SPENCER LN, CLEBURNE, TX 76033-7527
Document Number	0000029278
Instrument Date	Sep 21, 2026
Instrument	202629278
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1617 SPENCER LN, CLEBURNE, TX 76033-7527

Mortgage

Document Number	0000029279,
Date	Sep 22, 2026
Instrument	202629279

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

August 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JOHNSON TX
Recording Date	Aug 29, 2017
Property Address	1617 SPENCER LN, CLEBURNE, TX 76033-7527
Document Number	0000021209
Map Reference	VOL8 PG824-A
Instrument Date	Jul 12, 2017
Instrument	2017-21209
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1617 SPENCER LN, CLEBURNE, TX 76033-7527

Mortgage

Document Number	0000021210
Date	Aug 29, 2017
Instrument	2017-21210

Lender

Name	ASPIRE FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1617 Spencer Ln was $5,790, up 12% from the year before.

Source: Johnson County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Cleburne City
County	Johnson County
Unified School District	Cleburne Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,790.00 (+12.01%)	$343,150 Land $62,000 Building $281,150	$343,150 Land $62,000 Building $281,150
2024	$5,169.00
2023		$331,436 Land $62,000 Building $269,436	$331,436 Land $62,000 Building $269,436
2021	$5,275.00
2018	$4,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1617 Spencer Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1617 Spencer Ln is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLEBURNE serves 34,075 people · EPA ID TX1260003
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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