Cabarrus County property record for 1617 Old Charlotte Rd, Concord, NC 28027
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,407 sqft · built 1960 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $187,000 (Oct 2020) |
| Tax Bill | $1,118 (2023) |
| Deeds & Mortgages | Oct 2020 Sale & Mortgage Oct 2017 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 5528 38 9954 |
| Primary APN | 5528 38 9954 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,407 sqft Living Area |
| Gross Area | 1,969 sqft |
| 1st Floor Area | 1,407 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 170 ft deep x 80 ft wide |
| Garage Type | Carport |
| Garage Area | 320 sqft |
| Carport | Carport |
| Carport Area | 320 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,800 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 212 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Storage Building | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 141182 |
|---|---|
| Street Address | 1617 OLD CHARLOTTE RD |
| City | CONCORD |
| State | NC |
| Zip | 28027-7084 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | LT 4 DOGWOOD PARK |
| Legal Subdivision | DOGWOOD PARK |
| Legal Lot Number | 4 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 11, CENTRAL CABARRUS |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 41503 |
1617 Old Charlotte Rd is owned and occupied by two individuals who bought it in October 2020.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1617 OLD CHARLOTTE RD, CONCORD, NC 28027-7084 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 27, 2020 | Warranty Deed, Transfer · Conventional Mortgage SELF HELP FCU |
| Oct 23, 2017 | Warranty Deed, Transfer · FHA Mortgage SUMMIT FNDG |
| Mar 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS |
| Mar 20, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on File |
| Deed Sale | Oct 27, 2020 · Amount on File |
| Prior Sale | Oct 23, 2017 · Amount on File |
| Deed Book / Page | 14616 / 244 |
| Prior Transfer Date | Jul 1, 1960 |
| Prior Transfer Doc | 0301000271 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 27, 2020 |
| Property Address | 1617 OLD CHARLOTTE RD, CONCORD, NC 28027-7084 |
| Document Number | 0014616244 |
| Book / Page | 14616 / 244 |
| Map Reference | MB 10 PG 74 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $374.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1617 OLD CHARLOTTE RD, CONCORD, NC 28027-7084 |
| Document Number | 0014616246 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 14616/246 |
| Name | SELF HELP FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Oct 23, 2017 |
| Property Address | 1617 OLD CHARLOTTE RD, CONCORD, NC 28027-7084 |
| Document Number | 1273258 |
| Book / Page | 012732 / 000058 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 27629 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $200.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1617 OLD CHARLOTTE RD CONCORD NC 280277084, CONCORD, NC 28027-7084 |
| Document Number | 1273262 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 012732/000062 |
| Instrument | 27630 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 22, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1617 OLD CHARLOTTE RD, CONCORD, NC 28027-7084 |
| Document Number | 12412336 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 4, 2017 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 1617 OLD CHARLOTTE RD CONCORD NC 280277084, CONCORD, NC 28027-7084 |
| Document Number | 12412336 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 012412/000336 |
| Instrument | 7307 |
| Name | AMERICAN ADVISORS |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 756 Months |
| Due | Mar 26, 2080 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.06% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 1617 OLD CHARLOTTE RD, CONCORD, NC 28027-7084 |
| Document Number | 12412352 |
| Instrument Date | Mar 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2019 |
| Title Company | FNC TITLE SERVICES, FNC TITLE SVCS |
| Name | Verified Name |
|---|---|
| Address | 1617 OLD CHARLOTTE RD CONCORD NC 280277084, CONCORD, NC 28027-7084 |
| Document Number | 12412352 |
|---|---|
| Date | Mar 27, 2017 |
| Book Page | 012412/000352 |
| Instrument | 7308 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 756 Months |
| Due | Mar 26, 2080 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.06% |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $226,820 Land $60,000 Building $166,820 | ||
| 2024 | $226,820 (+78.46%) Land $60,000 Building $166,820 | ||
| 2023 | $1,118.00 | $127,100 Land $37,000 Building $90,100 | $127,100 Land $37,000 Building $90,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1617 Old Charlotte Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 28 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 7 (2008–2024) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1617 Old Charlotte Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 49% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CONCORD serves 120,771 people · EPA ID NC0113010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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