1617 Middle Ridge Dr, Willow Spring, NC 27592 Property Records

Wake County property record for 1617 Middle Ridge Dr, Willow Spring, NC 27592

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,720 sqft · built 2001
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$149,000 (Jul 2001)
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0697.01-06-7078-000`

Property Details

APN / Parcel Number

Primary APN	`0697.01-06-7078-000`
Alternative APNs	`0697.01-06-7078 0271557` `0697067078` `027155701` `0271557`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,720 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	30,056 sqft (0.69 acres)
Garage Area	576 sqft
Porch	Open Porch
Porch Area	166 sqft
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Wood

Location & Zoning

Account Number	0271557
Street Address	1617 MIDDLE RIDGE DR
City	WILLOW SPRING
State	NC
Zip	27592-7893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-30
Legal Description	LO181 WILLOW BLUFFS SUB PH3 BM2000-16
Legal Subdivision	WILLOW BLUFFS SUB PH3
Legal Phase	3
Legal Lot Number	181
Jurisdiction	WAKE NC
Township / Civil Division	MIDDLE CREEK
Census Block Group	3
Census Block	3004
Census Tract	53110

Owner

1617 Middle Ridge Dr is owned and occupied by two individuals who acquired it in November 2019.

Source: Wake County records, as of January 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1617 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7893
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 4, 2019	Quit Claim Deed, Mortgage · Conventional Mortgage RELIANCE FIRST CAP
Nov 29, 2017	Quit Claim Deed, Mortgage · Conventional with PMI RELIANCE FIRST CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2001 · Amount on File
Deed Sale	Jul 30, 2001 · Amount on File
Deed Book / Page	9016 / 547
Last Transfer Date	Nov 23, 2019
Transfer Doc	176720902
Record Updated	Jun 8, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKE NC
Recording Date	Sep 29, 2021
Property Address	1617 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7893
Document Number	187210136
Book / Page	18721 / 136
Map Reference	MB 2000 PG 15-17
Instrument Date	Sep 24, 2021
Transaction Type	Transfer
Record Updated	Nov 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1617 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7893

Mortgage

Document Number	18721141
Date	Sep 29, 2021
Instrument	18721/141

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

December 2019: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	Dec 4, 2019
Property Address	1617 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7893
Document Number	176720902
Book / Page	017672 / 000902
Instrument Date	Nov 23, 2019
Transaction Type	Mortgage
Record Updated	Dec 17, 2019
Title Company	TIMIOS INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1617 MIDDLE RIDGE DR WILLOW SPRING NC 275927893, WILLOW SPRING, NC 27592-7893

Mortgage

Document Number	176720904
Date	Dec 4, 2019
Book Page	017672/000904

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2049

November 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	WAKE NC
Recording Date	Nov 29, 2017
Property Address	1617 MIDDLE RIDGE DR, WILLOW SPRING, NC 27592-7893
Document Number	169811067
Book / Page	016981 / 001067
Instrument Date	Nov 18, 2017
Transaction Type	Mortgage
Record Updated	Dec 7, 2017
Title Company	MORTGAGE INFORMATION SERVICES

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1617 MIDDLE RIDGE DR WILLOW SPRING NC 275927893, WILLOW SPRING, NC 27592-7893

Mortgage

Document Number	169811070
Date	Nov 29, 2017
Book Page	016981/001070

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1617 Middle Ridge Dr was $2,467.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,467.00	$382,657 Land $90,000 Building $292,657	$382,657 Land $90,000 Building $292,657
2023	$1,798.00	$228,152 Land $35,000 Building $193,152	$228,152 Land $35,000 Building $193,152

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1617 Middle Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1617 Middle Ridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLE CREEK MASTER private · serves 580 people · EPA ID NC0392355
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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