1617 Hwy 54 E, Covington, TN 38019 Property Records

Tipton County property record for 1617 Hwy 54 E, Covington, TN 38019

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,467 sqft · built 2019
Lot Size10 acres (435,600 sqft)
Owner2 Individual Names on Record
Last Sale$50,000 (Sep 2023)
Tax Bill$1,523 (2025)
Deeds & MortgagesSep 2023 Sale & Mortgage
Mar 2022 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN084042 04200

Property Details

APN / Parcel Number

Primary APN084042 04200
Alternative APN
  • 042 04200

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area1,467 sqft Living Area
1st Floor Area1,467 sqft
AtticAttic
Attic Area480 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area435,600 sqft (10 acres)
TerrainRolling
Garage TypeMixed
Garage Area528 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area659 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address1617 HIGHWAY 54 E
CityCOVINGTON
StateTN
Zip38019-7118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 01, COUNTY AREA: C61
JurisdictionTIPTON TN
Township / Civil Division2
Census Block Group1
Census Block1041
Census Tract40602

Owner

Source: Tipton County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1617 HIGHWAY 54 E, COVINGTON, TN 38019-7118
OccupancyOwner Occupied
Owner TypeIndividual
VestingEt Ux (and Wife)

Deeds, Mortgages & Sale History

DateDocument
Sep 5, 2023Warranty Deed, Transfer · Conventional Mortgage
PATRIOT BANK
Mar 29, 2022Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN FINANCIAL NETWORK INC
May 31, 2019Deed of Trust, Mortgage
PATRIOT BK
Oct 11, 2018Trustee's Deed, Construction Loan · Line of Credit
PATRIOT BK
Jun 18, 2018Warranty Deed, Transfer · Conventional Mortgage
PATRIOT BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 5, 2023 · Amount on Record
Deed SaleSep 5, 2023 · Amount on Record
Prior SaleAug 31, 2023 · Amount on Record
Deed Document Number2023268942
Deed Book / Page2012 / 900
Transfer Doc1341000499
Record UpdatedOct 29, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateSep 5, 2023
Property Address1617 HIGHWAY 54 E, COVINGTON, TN 38019-7118
Document Number0002012900
Book / Page2012 / 900
Instrument DateAug 31, 2023
Instrument268942
Transaction TypeTransfer
Record UpdatedSep 19, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,850.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1617 HIGHWAY 54 E, COVINGTON, TN 38019-7118

Mortgage

Document Number0000268943
DateSep 5, 2023
Instrument268943
Lender
NamePATRIOT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address1617 HIGHWAY 54 E, COVINGTON, TN 38019-7118
Transaction TypeMortgage
Record UpdatedApr 11, 2022
Title CompanyORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001952258
DateMar 29, 2022
Book Page1952/258
Instrument255439
Lender
NameAMERICAN FINANCIAL NETWORK INC
TypeFunding / Finance Company
AddressBREA, CA 92821
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIPTON TN
Property Address1617 HIGHWAY 54 E, COVINGTON, TN 38019-7118
Document Number1801136
Instrument DateMay 31, 2019
Transaction TypeMortgage
Record UpdatedJul 31, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1617 HIGHWAY 54 E COVINGTON TN 380197118, COVINGTON, TN 38019-7118

Mortgage

Document Number1801136
DateJun 6, 2019
Book Page001801/000136
Instrument223695
Lender
NamePATRIOT BK
TypeBank
AddressMILLINGTON, TN 38053
Agreement
AmountAmount Recorded
Term360 Months
DueJun 5, 2049

October 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionTIPTON TN
Recording DateOct 11, 2018
Property Address1617 HIGHWAY 54 E, COVINGTON, TN 38019-7118
Book / Page001776 / 000268
Instrument DateOct 5, 2018
Instrument217761
Transaction TypeConstruction Loan
Record UpdatedOct 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address200 WKBL DR COVINGTON TN 380191580, COVINGTON, TN 38019-1580

Mortgage

Document Number1776268
DateOct 11, 2018
Book Page001776/000268
Instrument217761
Lender
NamePATRIOT BK
TypeBank
AddressATOKA, TN 38004
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 10, 2019
Interest
Rate TypeAdjustable Rate

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIPTON TN
Recording DateJun 18, 2018
Property Address1617 HIGHWAY 54 E, COVINGTON, TN 38019-7118
Document Number0001763655
Book / Page1763 / 655
Instrument DateJun 14, 2018
Instrument214648
Transaction TypeTransfer
Record UpdatedJul 1, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address200 WKBL DR, COVINGTON, TN 38019-1580

Mortgage

Document Number1763657
DateJun 18, 2018
Book Page1763/657
Instrument214649
Lender
NamePATRIOT BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term12 Months
DueJul 1, 2019

Tax Assessment & Valuation

Source: Tipton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyTipton County
Unified School DistrictTipton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,523.00 (+3.82%)$100,075 (-) Land $21,900 Building $78,175
2023$100,075 (+39.14%) Land $21,900 Building $78,175
2022$1,467.00$71,925 Land $16,100 Building $55,825$287,700 (-28.13%) Land $64,400 Building $223,300
2020$400,300 Land $87,600 Building $312,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims3 (2010–2025)
Claims Outside the SFHA2 of 3
Most Recent ClaimJun 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON WATER DEPT
serves 14,334 people · EPA ID TN0000144
Water SourceGroundwater
Last State InspectionOct 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Aeneas Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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