1617 Beards Ln, Bagdad, KY 40003 Property Records

Shelby County property record for 1617 Beards Ln, Bagdad, KY 40003

Property Summary

Property Type	Single Family Home
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on Record
Last Sale	$405,000 (Apr 2026)
Tax Bill	$4,598 (2025)
Deeds & Mortgages	Apr 2025 Construction Loan Jul 2026 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`069-00-026I`

Property Details

APN / Parcel Number

Primary APN	`069-00-026I`
Alternative APNs	`0054448` `0056998`

Exterior

Lot Area	218,236 sqft (5.01 acres)

Location & Zoning

Account Number	0056998
Street Address	1617 BEARDS LN
City	BAGDAD
State	KY
Zip	40003-6083
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FLOYD FARM TR 10 5.01 ACRES
Legal Subdivision	FLOYD FARM DIVIDED
Legal Tract	10
Jurisdiction	SHELBY KY
Township / Civil Division	SHELBYVILLE
Census Block Group	2
Census Block	2036
Census Tract	40201

Owner

Source: Shelby County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1617 BEARDS LN, BAGDAD, KY 40003-6083
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2025	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK OF KENTUCK
Jul 2, 2026	Correction Deed MONUMENTAL TITLE
Apr 13, 2026	Deed, Transfer · Line of Credit FIRST CAPITAL BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2026 · Amount on Record
Deed Sale	Apr 13, 2026 · Amount on Record
Prior Sale	Mar 27, 2023 · Amount on Record
Deed Document Number	2026586518
Deed Book / Page	751 / 783
Prior Transfer Date	Mar 30, 2026
Prior Transfer Doc	00D751/783
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY KY
Property Address	1617 BEARDS LN, BAGDAD, KY 40003-6083
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	MONUMENTAL CITY TITLE COMPANY, MONUMENTAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6518 PARK PL, CRESTWOOD, KY 40014-8565

Mortgage

Document Number	0M1373/721
Date	Apr 15, 2025
Book Page	M1373/721
Instrument	550697

Lender

Name	FIRST NATIONAL BANK OF KENTUCK
Address	7201 HIGHWAY 329, CRESTWOOD, KY 40014

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Sep 21, 2025

July 2026: Correction Deed

Document Type	Correction Deed
Jurisdiction	SHELBY KY
Recording Date	Jul 2, 2026
Property Address	1617 BEARDS LN, BAGDAD, KY 40003-6083
Document Number	0000595312
Book / Page	755 / 255
Instrument Date	Jun 26, 2026
Instrument	2026595312
Record Updated	Aug 30, 2026
Title Company	MONUMENTAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	1617 BEARDS LN, BAGDAD, KY 40003-6083

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SHELBY KY
Recording Date	Apr 13, 2026
Property Address	1617 BEARDS LN, BAGDAD, KY 40003-6083
Document Number	00D751/783
Book / Page	751 / 783
Instrument Date	Mar 30, 2026
Instrument	2026586518
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	MONUMENTAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$40,905.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1617 BEARDS LN, BAGDAD, KY 40003-6083

Mortgage

Document Number	0000586518,
Date	Apr 13, 2026
Book Page	1414/301
Instrument	2026586518

Lender

Name	FIRST CAPITAL BANK OF KENTUCKY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of February 17, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,598.00 (+207.56%)	$405,000 (+211.54%)	$405,000 (+211.54%)
2023	$1,495.00	$130,000	$130,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH SHELBY WATER DISTRICT serves 14,660 people · EPA ID KY1060324
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bluegrass Fiber Fixed Wireless	50 / 10
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
All Points Broadband Fixed Wireless	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

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