San Luis Obispo County property record for 1617 5th St, Los Osos, CA 93402
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,440 sqft · built 1977 |
| Lot Size | 0.144 acres (6,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $380,000 (Dec 2013) |
| Tax Bill | $8,026 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 038-422-027 |
| Primary APN | 038-422-027 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,440 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Construction Type | Wood |
| Lot Area | 6,250 sqft (0.144 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 1617 5TH ST |
|---|---|
| City | LOS OSOS |
| State | CA |
| Zip | 93402-2103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | TN EL MORO BL 99 LTS 4 & 5 |
| Legal Subdivision | EL MORO |
| Legal Block | 99 |
| Legal Lot Number | 4,5 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 10701 |
Source: San Luis Obispo County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1617 5TH ST, LOS OSOS, CA 93402-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Apr 25, 2017 | Deed of Trust, Mortgage · Line of Credit COASTHILLS CU |
| Jun 28, 2017 | Deed of Trust, Mortgage · Line of Credit COASTHILLS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 13, 2013 · Amount on Record |
| Deed Sale | Dec 13, 2013 · Amount on Record |
| Prior Sale | Nov 8, 2000 · Amount on Record |
| Deed Document Number | 201368171 |
| Last Transfer Date | Mar 17, 2015 |
| Transfer Doc | 0000014538 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Aug 28, 2026 |
| Property Address | 1617 5TH ST, LOS OSOS, CA 93402-2103 |
| Document Number | 0000027492 |
| Instrument Date | Aug 22, 2026 |
| Instrument | 202627492 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1617 5TH ST, LOS OSOS, CA 93402-2103 |
| Document Number | 0000027492, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 202627492 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1617 5TH ST, LOS OSOS, CA 93402-2103 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 1617 5TH ST, LOS OSOS, CA 93402-2103 |
| Document Number | 0000018331 |
|---|---|
| Date | Mar 10, 2021 |
| Instrument | 2021018331 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1617 5TH ST, LOS OSOS, CA 93402-2103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017949 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 2017017949 |
| Name | COASTHILLS CU |
|---|---|
| Type | Credit Union |
| Address | LOMPOC, CA 93436 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 1617 5TH ST, LOS OSOS, CA 93402-2103 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TICOR TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000028527 |
|---|---|
| Date | Jun 28, 2017 |
| Instrument | 2017028527 |
| Name | COASTHILLS CU |
|---|---|
| Type | Credit Union |
| Address | LOMPOC, CA 93436 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 15, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $475,130 (+2%) Land $250,069 Building $225,061 | |
| 2025 | $8,026.00 (+7.29%) Homeowner's exemption | $465,815 (+4.04%) Land $245,166 Building $220,649 |
| 2023 | $7,481.00 (+1.29%) Homeowner's exemption | $447,729 Land $235,647 Building $212,082 |
| 2022 | $7,386.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOS OSOS COMMUNITY SERVICES DISTRICT serves 7,086 people · EPA ID CA4010016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Astound Broadband, Ranch Wifi, Surfnet Communications, Verizon.
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