Effingham County property record for 16166 N 1325th St, Effingham, IL 62401
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 1,730 sqft · built 1990 |
| Lot Size | 5.11 acres (222,592 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,295 (2025) |
| Deeds & Mortgages | Oct 2023 Transfer May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-11-008-025 |
| Primary APN | 03-11-008-025 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,730 sqft Base Area |
| 1st Floor Area | 1,730 sqft |
| Basement Area | 1,730 sqft |
| Unfinished Basement | 1,730 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 222,592 sqft (5.11 acres) |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pole Barn | 1,248 sqft |
| Street Address | 16166 N 1325TH ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-5305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 BRAUN SUBD 23003387 882/313 |
| Legal Subdivision | BRAUN SUBDIVISION |
| Legal Lot Number | 2 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | DOUGLAS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950700 |
Source: Effingham County records, as of October 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 16166 N 1325TH ST, EFFINGHAM, IL 62401-5305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 17, 2023 | Transfer on Death Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| May 27, 2021 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 28, 2023 |
| Transfer Doc | 0000003387 |
| Record Updated | Oct 29, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Recording Date | Oct 17, 2023 |
| Property Address | 16166 N 1325TH ST, EFFINGHAM, IL 62401-5305 |
| Document Number | 202323003387 |
| Map Reference | MB 880 PG 236 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 202323003387 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16166 N 1325TH ST, EFFINGHAM, IL 62401-5305 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 16166 N 1325TH ST, EFFINGHAM, IL 62401-5305 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 16166 N 1325TH ST, EFFINGHAM, IL 62401-5305 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 16166 N 1325TH ST, EFFINGHAM, IL 62401-5305 |
| Document Number | 3690/294 |
|---|---|
| Date | May 27, 2021 |
| Book Page | 3690/294 |
| Instrument | 202121002672 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jun 25, 2050 |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Douglas Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,295.00 (+40.45%) | $109,620 (+31.88%) Land $8,390 Building $101,230 | $328,860 (+31.88%) Land $25,170 Building $303,690 |
| 2022 | $3,770.00 Homeowner's exemption | $83,120 Land $6,370 Building $76,750 | $249,360 Land $19,110 Building $230,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2000 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EFFINGHAM serves 12,252 people · EPA ID IL0490250 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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