16164 Raintree Rd, Bloomington, IL 61705 Property Records

McLean County property record for 16164 Raintree Rd, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,092 sqft · built 1990
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$397,500 (Sep 2021)
Tax Bill	$10,219 (2024)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2021 Sale & Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`21-35-101-006`

Property Details

APN / Parcel Number

Primary APN	`21-35-101-006`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Type	Attached
Garage Area	462 sqft
Patio Area	437 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16164 RAINTREE RD
City	BLOOMINGTON
State	IL
Zip	61705-5552
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRESTWICKE CC ESTATES LOT 32
Legal Range	02E
Legal Township	23N
Legal Section	35
Legal Subdivision	CRESTWICKE CC ESTATES
Legal Lot Number	32
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON
Census Block Group	1
Census Block	1004
Census Tract	2102

Owner

16164 Raintree Rd is owned and occupied by two individuals who bought it in September 2021.

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16164 RAINTREE RD, BLOOMINGTON, IL 61705-5552
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Sep 13, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jan 30, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON
Jan 30, 2017	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF BLOOMINGTON
Aug 21, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Jun 1, 2020	Deed of Trust, Mortgage · Line of Credit PRAIRIE STATE BANK & TRUST
Jan 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK OF BLOOMINGTON

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2021 · Amount on File
Deed Sale	Sep 13, 2021 · Amount on File
Prior Sale	Aug 21, 2020 · Amount on File
Deed Document Number	202122029
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	16164 RAINTREE RD, BLOOMINGTON, IL 61705-5552
Transaction Type	Mortgage
Record Updated	Aug 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000021604
Date	Oct 14, 2020
Instrument	2020-00021604

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Sep 13, 2021
Property Address	16164 RAINTREE RD, BLOOMINGTON, IL 61705-5552
Document Number	202100022029
Map Reference	DOC 78-7237
Instrument Date	Jun 25, 2021
Instrument	2021-00022029
Transaction Type	Transfer
Record Updated	Sep 22, 2021
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$596.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16164 RAINTREE RD, BLOOMINGTON, IL 61705-5552

Mortgage

Document Number	202100022030
Date	Sep 13, 2021
Instrument	2021-00022030

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	16164 RAINTREE RD, BLOOMINGTON, IL 61705-5552
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700001883
Date	Jan 30, 2017
Instrument	2017-00001883

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	24 Months
Due	Jan 1, 2019

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	16164 RAINTREE RD, BLOOMINGTON, IL 61705-5552
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ALLIANCE LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700001885
Date	Jan 30, 2017
Instrument	2017-00001885

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	48 Months
Due	Jan 1, 2021

Interest

Rate	4.5%

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Aug 21, 2020
Property Address	16164 RAINTREE RD, BLOOMINGTON, IL 61705-5552
Document Number	202000016523
Map Reference	DOC 78-7237
Instrument Date	Aug 5, 2020
Instrument	2020-00016523
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$562.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16164 RAINTREE RD, BLOOMINGTON, IL 61705-5552

Mortgage

Document Number	202000016524
Date	Aug 21, 2020
Instrument	2020-00016524

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate
Rate	2.99%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	16164 RAINTREE RD, BLOOMINGTON, IL 61705-5552
Transaction Type	Mortgage
Record Updated	Jun 12, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000009574
Date	Jun 1, 2020
Instrument	2020-00009574

Lender

Name	PRAIRIE STATE BANK & TRUST
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	53 Months
Due	Nov 18, 2024

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	16164 RAINTREE RD, BLOOMINGTON, IL 61705-5552
Transaction Type	Mortgage
Record Updated	Mar 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017-00000393
Date	Jan 9, 2017
Instrument	2017-00000393

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2032

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McLean County
County Subdivision	Bloomington Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$127,650 Land $21,499 Building $106,151	$382,950 Land $64,497 Building $318,453
2024	$10,219.00 (-5.04%)
2023	$10,761.00	$141,777 Land $18,521 Building $123,256	$425,331 Land $55,563 Building $369,768

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16164 Raintree Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1982–2021)
Most Recent Claim	Jun 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16164 Raintree Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON TOWNSHIP PWD-CRESTWICKE serves 900 people · EPA ID IL1135120
Water Source	Purchased surface water from BLOOMINGTON
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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