1616 Willow Dr, Severn, MD 21144 Property Records

Anne Arundel County property record for 1616 Willow Dr, Severn, MD 21144

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,326 sqft · built 1999
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on Record
Last Sale	$740,000 (Apr 2024)
Tax Bill	$6,787 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-000-90060172`

Property Details

APN / Parcel Number

Primary APN	`04-000-90060172`
Alternative APNs	`4-000-90060172` `00090060172`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,326 sqft Living Area
Gross Area	3,766 sqft
1st Floor Area	1,148 sqft
Basement Area	880 sqft
Finished Basement	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.67 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	3 Parking Spaces
Patio Area	462 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal

Location & Zoning

Account Number	00090060172
Street Address	1616 WILLOW DR
City	SEVERN
State	MD
Zip	21144-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 6A OR .67 ACRE BONNIE ACRES
Legal Subdivision	BONNIE ACRES
Legal Block	2
Legal Lot Number	6A
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	2
Census Block Group	2
Census Block	2023
Census Tract	740303

Owner

Source: Anne Arundel County records, as of September 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1616 WILLOW DR, SEVERN, MD 21144-3208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Apr 12, 2024	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP
Mar 26, 2021	Deed, Transfer · VA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2024 · Amount on Record
Deed Sale	Apr 12, 2024 · Amount on Record
Prior Sale	Mar 26, 2021 · Amount on Record
Deed Book / Page	40359 / 478
Prior Transfer Date	Apr 8, 2009
Prior Transfer Doc	0209060281
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	1616 WILLOW DR, SEVERN, MD 21144-3208
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0418770291
Date	Dec 2, 2025
Book Page	41877/291

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 12, 2024
Property Address	1616 WILLOW DR, SEVERN, MD 21144-3208
Document Number	0403590478
Book / Page	40359 / 478
Map Reference	LB 4564 FO 634
Instrument Date	Apr 10, 2024
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	EAGLE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1616 WILLOW DR, SEVERN, MD 21144-3208

Mortgage

Document Number	0040359487
Date	Apr 12, 2024
Instrument	40359/487

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Mar 26, 2021
Property Address	1616 WILLOW DR, SEVERN, MD 21144-3208
Document Number	0364290399
Book / Page	36429 / 399
Map Reference	LB 4564 FO 634
Instrument Date	Feb 26, 2021
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	CARTER TITLE LLC, CHARTER TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,062.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1616 WILLOW DR, SEVERN, MD 21144-3208

Mortgage

Document Number	36429406
Date	Mar 26, 2021
Instrument	36429/406

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$637,667 (+5.1%)	$699,600 (+15.31%) Land $249,700 Building $449,900
2025	$6,787.00 (+2.35%) Homeowner's exemption	$606,700 (+20.9%) Land $216,700 Building $390,000	$606,700 (-) Land $216,700 Building $390,000
2024	$6,631.00 (+31.44%)
2023	$5,045.00 Homeowner's exemption	$501,833	$606,700 Land $216,700 Building $390,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2014–2018)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Dec 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROFTON-ODENTON serves 62,986 people · EPA ID MD0020008
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Believe Broadband.

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