1616 W Saint Germain St, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1616 W Saint Germain St, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1915
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Nov 2023)
Tax Bill	$1,552 (2026)
Deeds & Mortgages	Nov 2023 Sale Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-48624-0000`

Property Details

APN / Parcel Number

Primary APN	`82-48624-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	792 sqft Living Area

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Exterior Material	Stucco
Lot Area	5,663 sqft (0.13 acres)
Lot Width	44 ft Width
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	1616 W SAINT GERMAIN ST
City	SAINT CLOUD
State	MN
Zip	56301-4130
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C4
Legal Description	LOT 004 BLK 001 METZROTH'S ADD SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	METZROTHS ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2049
Census Tract	602

Owner

1616 W Saint Germain St is owned by an individual who bought it in November 2023.

Source: Stearns County records, as of April 21, 2026

Owner of Record	Individual Name on File
Mailing Address	10128 S SHORE DR, MINNEAPOLIS, MN 55441-5013
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 30, 2023	Warranty Deed, Transfer
Feb 26, 2020	Warranty Deed, Transfer
Jul 8, 2019	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Feb 26, 2020 · Amount on File
Deed Document Number	20231599268
Record Updated	Jun 8, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 30, 2023
Property Address	1616 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-4130
Document Number	00A1664161
Instrument Date	Nov 16, 2023
Instrument	A1664161
Transaction Type	Transfer
Record Updated	Dec 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1616 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-4130

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Feb 26, 2020
Property Address	1616 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-4130
Document Number	00A1563605
Instrument Date	Jan 30, 2020
Instrument	A1563605
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17965 227TH AVE NW, BIG LAKE, MN 55309-8866

July 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Jul 8, 2019
Property Address	1616 W SAINT GERMAIN ST, SAINT CLOUD, MN 56301-4130
Document Number	00A1547305
Instrument Date	Jun 27, 2019
Instrument	A1547305
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2026 property tax bill for 1616 W Saint Germain St was $1,552.

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,552.00
2025		$104,700 Land $30,000 Building $74,700	$104,700 Land $30,000 Building $74,700
2024	$1,508.00 (+8.96%)
2023	$1,384.00	$113,000 Land $40,000 Building $73,000	$113,000 Land $40,000 Building $73,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1616 W Saint Germain St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1616 W Saint Germain St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 682 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arvig, Verizon.

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