Lapeer County property record for 1616 Vernor Rd, Lapeer, MI 48446
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,820 sqft · built 1961 |
| Lot Size | 0.631 acres (27,486 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $20 (2025) |
| Deeds & Mortgages | Jul 2021 Second Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 014-015-010-00 |
| Primary APN | 014-015-010-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,820 sqft Living Area |
| 1st Floor Area | 1,300 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Bi-Level |
| Lot Area | 27,486 sqft (0.631 acres) |
| Lot Dimensions | 250 ft deep x 110 ft wide |
| Heating System | Hot Water |
|---|
| Street Address | 1616 VERNOR RD |
|---|---|
| City | LAPEER |
| State | MI |
| Zip | 48446-8728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SEC 15 T8N R10E THE W 120 FT OF N 250 FT OF THE NE 1/4 OF SW 1/4. .69 A. |
| Legal Range | 10E |
| Legal Township | 08N |
| Legal Section | 15 |
| Jurisdiction | LAPEER MI |
| Township / Civil Division | MAYFIELD |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 333500 |
Source: Lapeer County records, as of September 24, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1616 VERNOR RD, LAPEER, MI 48446-8728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECURITY CU |
| May 3, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1616 VERNOR RD, LAPEER, MI 48446-8728 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2026 |
| Title Company | HOMELAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 1616 VERNOR RD, LAPEER, MI 48446-8728 |
| Investor | Possibly a Property Investor |
| Document Number | 0032200581 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 3220/581 |
| Name | SECURITY CU |
|---|---|
| Type | Credit Union |
| Address | 5255 SECURITY PARK BLVD, HOLLY, MI 48442 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 5, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAPEER MI |
| Property Address | 1616 VERNOR RD, LAPEER, MI 48446-8728 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2021 |
| Title Company | COMMONWEALTH USA SETTLEMENTS L, COMMONWEALTH USA SETMNTS LLC |
| Name | Verified Name |
|---|---|
| Address | 1616 VERNOR RD, LAPEER, MI 48446-8728 |
| Document Number | 0031990487 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 3199/487 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2051 |
Source: Lapeer County assessment roll, as of September 24, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Lapeer County |
| County Subdivision | Mayfield Township |
| Unified School District | Lapeer Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,900 | $219,800 | |
| 2025 | $20.00 (+4%) | ||
| 2022 | $4.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2001) |
| Most Recent Claim | Feb 2001 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
May also be available: AT&T, Spectrum.
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