1616 Ridgeway Dr, Sherman, TX 75092 Property Records

Grayson County property record for 1616 Ridgeway Dr, Sherman, TX 75092

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,073 sqft · built 1965
Lot Size	0.193 acres (8,433 sqft)
Owner	Individual Name on File
Tax Bill	$4,020 (2024)
Deeds & Mortgages	Jul 2021 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S025 2262002`

Property Details

APN / Parcel Number

Primary APN	`S025 2262002`
Alternative APN	`158335`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,073 sqft Living Area
Gross Area	2,373 sqft
1st Floor Area	1,653 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1996
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	8,433 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	428 sqft

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	158335
Old Parcel Number	S025 2262002
Street Address	1616 RIDGEWAY DR
City	SHERMAN
State	TX
Zip	75092-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTERN HILLS ADDN SEC 4, BLOCK 1, LOT 2, ACRES 0.1936
Legal Subdivision	WESTERN HILLS ADDN SEC 4
Legal Block	1
Legal Lot Number	2
Jurisdiction	GRAYSON TX
Township / Civil Division	EAST GRAYSON
Census Block Group	6
Census Block	6011
Census Tract	1200

Owner

1616 Ridgeway Dr is owned and occupied by an individual who acquired it in December 2018.

Source: Grayson County records, as of October 20, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	1616 RIDGEWAY DR, SHERMAN, TX 75092-3214
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Dec 6, 2018	Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2018
Deed Sale	Dec 6, 2018
Deed Document Number	2018-00026981
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYSON TX
Property Address	1616 RIDGEWAY DR, SHERMAN, TX 75092-3214
Transaction Type	Mortgage
Record Updated	Oct 14, 2021
Title Company	CAPITAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022316
Date	Jul 2, 2021
Instrument	2021-00022316

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	GRAYSON TX
Recording Date	Dec 6, 2018
Property Address	1616 RIDGEWAY DR, SHERMAN, TX 75092-3214
Document Number	0000026981
Map Reference	VOL 4 PG 33
Instrument Date	Dec 5, 2018
Instrument	2018-00026981
Transaction Type	Transfer
Record Updated	Oct 14, 2021
Title Company	RED RIVER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 RIDGEWAY DR, SHERMAN, TX 75092-3214

Mortgage

Document Number	0000026982
Date	Dec 6, 2018
Instrument	2018-00026982

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Grayson County
Municipality	Sherman City
Unified School District	Sherman Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$272,372 Land $60,562 Building $221,740	$282,302 Land $60,562 Building $221,740
2024	$4,020.00
2023		$253,284 Land $50,271 Building $203,013	$253,284 Land $50,271 Building $203,013
2022	$4,094.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1616 Ridgeway Dr in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	9 (1979–2017)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Aug 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1616 Ridgeway Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SHERMAN serves 43,645 people · EPA ID TX0910006
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications, Nextlink, TekWav.

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