Morton County property record for 1616 Ridge Dr SE, Mandan, ND 58554
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $264,620 (Feb 2014) |
| Tax Bill | $4,296 (2025) |
| Deeds & Mortgages | Feb 2017 Mortgage Mar 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 65-6107635 |
| Primary APN | 65-6107635 |
|---|
| Lot Area | 17,860 sqft (0.41 acres) |
|---|
| Street Address | 1616 RIDGE DR SE |
|---|---|
| City | MANDAN |
| State | ND |
| Zip | 58554-5073 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ETZ |
| Legal Description | TWN: 0 SCT: 0 RNG: 0 SUB: 735 BLK: 1 LOT: 12 10976 |
| Legal Subdivision | HEART RIDGE ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 12 |
| Jurisdiction | MORTON ND |
| Township / Civil Division | MANDAN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20302 |
Source: Morton County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1616 RIDGE DR SE, MANDAN, ND 58554-5073 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 15, 2017 | Deed of Trust, Mortgage · ARM GATE CITY BANK |
| Mar 12, 2020 | Deed of Trust, Mortgage · Line of Credit GATE CITY BANK |
| Feb 4, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GATE CITY BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 28, 2014 · Amount on File |
| Deed Sale | Feb 28, 2014 · Amount on File |
| Prior Sale | Dec 11, 2012 |
| Deed Document Number | 2014455799 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORTON ND |
| Property Address | 1616 RIDGE DR SE, MANDAN, ND 58554-5073 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | QUALITY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000475933 |
|---|---|
| Date | Feb 15, 2017 |
| Instrument | 475933 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Type Change Date | Mar 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 4.5% |
| Index | 1-Year CMT |
| Max Rate | 7.95% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORTON ND |
| Property Address | 1616 RIDGE DR SE, MANDAN, ND 58554-5073 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000493650 |
|---|---|
| Date | Mar 12, 2020 |
| Instrument | 493650 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | MANDAN, ND 58554 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Feb 17, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MORTON ND |
| Property Address | 1616 RIDGE DR SE, MANDAN, ND 58554-5073 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | QUALITY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0000493105 |
|---|---|
| Date | Feb 4, 2020 |
| Instrument | 493105 |
| Name | GATE CITY BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58102 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Mar 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.37% |
| Index | 1-Year CMT |
| Max Rate | 8.37% |
Source: Morton County assessment roll, as of April 7, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Morton County |
| Municipality | Mandan City |
| Unified School District | Mandan Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,700 (-9.53%) | $347,400 (-9.53%) | |
| 2025 | $4,296.00 (-25.44%) | $192,000 (+7.9%) | $384,000 (+7.9%) |
| 2023 | $5,762.00 | $177,950 | $355,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 1, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 69% of North Dakota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MISSOURI WEST WATER SYSTEM private · serves 4,303 people · EPA ID ND3001431 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 420 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber in parts of the area | 2,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 100 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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