1616 NE 2nd St, Stuart, IA 50250 Property Records

Guthrie County property record for 1616 NE 2nd St, Stuart, IA 50250

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,540 sqft · built 2019
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jul 2020)
Tax Bill	$5,444 (2025)
Deeds & Mortgages	Nov 2019 Refinance Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0000788450`

Property Details

APN / Parcel Number

Primary APN	`0000788450`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Basement Area	1,540 sqft
Finished Basement	1,075 sqft
Unfinished Basement	460 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Deck Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1616 NE 2ND ST
City	STUART
State	IA
Zip	50250-1058
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 WAMBOLD 2ND ADDITION
Legal Range	30W
Legal Township	78N
Legal Section	34
Legal Subdivision	WAMBOLD 2ND
Legal Lot Number	12
Jurisdiction	GUTHRIE IA
Township / Civil Division	STUART
Census Block Group	2
Census Block	2013
Census Tract	950300

Owner

1616 NE 2nd St is owned and occupied by two individuals who bought it in July 2020.

Source: Guthrie County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1616 NE 2ND ST, STUART, IA 50250-1058
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE BANK
Jul 16, 2020	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage WELLS FARGO BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Deed Document Number	20201837
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUTHRIE IA
Property Address	1616 NE 2ND ST, STUART, IA 50250-1058
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0020193411
Date	Nov 19, 2019
Instrument	2019-3411

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	481 Months
Due	Dec 1, 2059

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	GUTHRIE IA
Recording Date	Jul 16, 2020
Property Address	1616 NE 2ND ST, STUART, IA 50250-1058
Document Number	0020201837
Instrument Date	Jul 1, 2020
Instrument	2020-1837
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$431.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1616 NE 2ND ST, STUART, IA 50250-1058
Investor	Possibly a Property Investor

Mortgage

Document Number	0020201838
Date	Jul 16, 2020
Instrument	2020-1838

Lender

Name	WELLS FARGO BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1616 NE 2nd St was $5,444 with a homeowner's exemption, down 3.2% from the year before.

Source: Guthrie County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Guthrie County
Municipality	Stuart City
Unified School District	West Central Valley Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$357,000 (-) Land $37,400 Building $319,600	$357,000 (-) Land $37,400 Building $319,600
2025	$5,444.00 (-3.2%) Homeowner's exemption	$357,000 Land $37,400 Building $319,600	$357,000 Land $37,400 Building $319,600
2024	$5,624.00
2023		$339,200 (+27.9%) Land $27,000 Building $312,200	$339,200 Land $27,000 Building $312,200
2022	$4,980.00 Homeowner's exemption	$265,200 Land $27,000 Building $238,200
2021			$265,200 Land $27,000 Building $238,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1616 NE 2nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective April 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Most Recent Claim	Jun 1998 · Severe Storms, Tornadoes And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1616 NE 2nd St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 74% of Iowa
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART WATER SUPPLY serves 1,814 people · EPA ID IA0180001
Water Source	Purchased surface water from XENIA RWD (DES MOINES)
Last State Inspection	Jan 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Coon Valley Co-op Telephone Association Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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