1616 Madison Ave, Covington, KY 41011 Property Records

Kenton County property record for 1616 Madison Ave, Covington, KY 41011

Property Summary

Property Type	Commercial
Details	27,116 sqft
Lot Size	2.01 acres (87,686 sqft)
Owner	Company Name on File
Last Sale	$3,300,000 (Jun 2026)
Tax Bill	$24,207 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-13-10-002.00`

Property Details

APN / Parcel Number

Primary APN	`055-13-10-002.00`

Interior

Building Area	27,116 sqft Finished Area

Exterior

Lot Area	87,686 sqft (2.01 acres)
Lot Dimensions	400 ft deep x 123 ft wide

Location & Zoning

Street Address	1616 MADISON AVE
City	COVINGTON
State	KY
Zip	41011-3318
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	GESTS WEST HALF BLK 11 LOTS I-K & PT LOT H 2.0128 ACS 123.3'X 400' ES MADISON 181.06 S 16TH ALSO FRONTS 28' ON 16TH & 255' ON
Legal Subdivision	GESTS WEST HALF BLK 11
Legal Block	11
Legal Lot Number	I,KH
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1006
Census Tract	60900

Owner

Source: Kenton County records · APN 055-13-10-002.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	855 MAN O WAR BLVD, UNION, KY 41091-8068
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jul 01, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 04, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 10, 2017	Grant Deed, Mortgage · Line of Credit CITIZENS UNION BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 04, 2026 · Amount on Record
Deed Sale	Jun 04, 2026 · Amount on Record
Prior Sale	Jul 03, 2014 · Amount on Record
Deed Document Number	202611667
Deed Book / Page	441 / 903
Prior Transfer Date	Nov 26, 2003
Prior Transfer Doc	1208059002
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jul 01, 2026
Property Address	1616 MADISON AVE, COVINGTON, KY 41011-3318
Document Number	0000013578
Book / Page	453 / 532
Instrument Date	May 18, 2026
Instrument	202613578
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Address	855 MAN O WAR BLVD, UNION, KY 41091-8068

Mortgage

Document Number	0000013578,
Date	Jul 01, 2026
Book Page	453/532
Instrument	202613578

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	May 18, 2031

Interest

Rate	6.3%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jun 04, 2026
Property Address	1616 MADISON AVE, COVINGTON, KY 41011-3318
Document Number	0000011667
Book / Page	441 / 903
Instrument Date	May 18, 2026
Instrument	202611667
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$333,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	855 MAN O WAR BLVD, UNION, KY 41091-8068

October 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Oct 10, 2017
Property Address	1616 MADISON AVE, COVINGTON, KY 41011-3318
Book / Page	0C6268 / 000128
Instrument Date	Sep 19, 2017
Instrument	139
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	15405 CRYSTAL SPRINGS WAY LOUISVILLE KY 402455298, LOUISVILLE, KY 40245-5298

Mortgage

Document Number	0000000139
Date	Oct 10, 2017
Book Page	0C6268/000128
Instrument	139

Lender

Name	CITIZENS UNION BK
Type	Bank
Address	11601 BLUEGRASS PKWY, LOUISVILLE, KY 40299-2353

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 09, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$24,207.00 (+29.58%)	$1,827,000 (+30.27%) Land $502,500 Building $1,324,500	$1,827,000 (+30.27%) Land $502,500 Building $1,324,500
2023	$18,681.00	$1,402,500 Land $502,500 Building $900,000	$1,402,500 Land $502,500 Building $900,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 794 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

1616 Madison Ave, Covington, KY 41011 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

October 2017: Grant Deed, Mortgage

Transaction

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Drinking Water

Violations Reported to EPA

Nearby Properties on Madison Ave

Nearby Streets

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