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1616 Lena St, Baker, FL 32531 Property Records

Okaloosa County property record for 1616 Lena St, Baker, FL 32531

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,022 sqft · built 2020
Lot Size0.502 acres (21,861 sqft)
Owner2 Individual Names on File
Last Sale$389,900 (Feb 2026)
Tax Bill$117 (2025)
Deeds & MortgagesFeb 2026 Sale & Mortgage
Oct 2023 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APNC56-001-038-8524-0

Property Details

APN / Parcel Number

Primary APNC56-001-038-8524-0
Alternative APNs
  • 17-3N-24-1000-000C-0090
  • 24N3171000000C0090

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,022 sqft Living Area
Gross Area2,867 sqft
1st Floor Area2,022 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialBrick
Roof TypeCathedral/Clerestory
Roof MaterialWood
Lot Area21,861 sqft (0.502 acres)
Garage TypeAttached
Garage Area581 sqft
PorchFinished/Open Porch
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1616 LENA ST
CityBAKER
StateFL
Zip32531-8480
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMOSSY OAKS PLANTATION PH I LOT 9 BLK C
Legal Range24W
Legal Township03N
Legal Section17
Legal SubdivisionMOSSY OAKS PLANTATION
Legal Phase1
Legal BlockC
Legal Lot Number9
JurisdictionOKALOOSA FL
Township / Civil DivisionBAKER
Census Block Group2
Census Block2040
Census Tract20102

Owner

1616 Lena St is owned by two individuals who bought it in February 2026.

Source: Okaloosa County records, as of April 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2421 COBBLESTONE CIR, CLOVIS, NM 88101-1070
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2026Warranty Deed, Transfer · VA Mortgage
GOLD STAR MORTGAGE FINANCIAL GROUP
Oct 9, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 3, 2020Warranty Deed, Subdivision Related Transfer
OLD SOUTH LAND TITLE
Apr 3, 2020Affidavit of Death, Subdivision Related Transfer
OLD SOUTH LAND TITLE
Sep 27, 2019Grant Deed, Transfer
KNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I
Sep 20, 2019Loan Modification, Mortgage
CCB CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 13, 2026 · Amount on File
Deed SaleFeb 13, 2026 · Amount on File
Prior SaleApr 3, 2020 · Amount on File
Deed Document Number20263798870
Prior Transfer DateOct 2, 2023
Prior Transfer Doc0003651189
Record UpdatedJun 8, 2026

February 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateFeb 13, 2026
Property Address1616 LENA ST, BAKER, FL 32531-8480
Document Number0003798870
Map ReferenceMB 25 PG 50-52
Instrument DateFeb 10, 2026
Instrument3798870
Transaction TypeTransfer
Record UpdatedMar 6, 2026
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,729.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1617 LENA ST, BAKER, FL 32531-8482

Transferred To (Grantee/Buyer)

NameVerified Name
Address2421 COBBLESTONE CIR, CLOVIS, NM 88101-1070

Mortgage

Document Number0003798871
DateFeb 13, 2026
Instrument3798871
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2056

October 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOKALOOSA FL
Recording DateOct 9, 2023
Property Address1616 LENA ST, BAKER, FL 32531-8480
Document Number0003651189
Map ReferenceMB 25 PG 50-52
Instrument DateOct 2, 2023
Instrument3651189
Transaction TypeTransfer
Record UpdatedNov 17, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1616 LENA ST, BAKER, FL 32531-8480

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1616 LENA ST, BAKER, FL 32531-8480

April 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateApr 3, 2020
Property Address1616 LENA ST, BAKER, FL 32531-8480
Document Number0034540335
Book / Page003454 / 000335
Instrument DateApr 2, 2020
Instrument3349537
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 11, 2020
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount on Record
Tax$1,827.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1616 LENA ST BAKER FL 325318480, BAKER, FL 32531-8480

April 2020: Affidavit of Death, Subdivision Related Transfer

Document TypeAffidavit of Death
JurisdictionOKALOOSA FL
Recording DateApr 3, 2020
Property Address1616 LENA ST, BAKER, FL 32531-8480
Document Number0034540334
Book / Page003454 / 000334
Instrument DateApr 2, 2020
Instrument3349536
Transaction TypeSubdivision Related Transfer
Record UpdatedJun 11, 2020
Title CompanyOLD SOUTH LAND TITLE

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1616 LENA ST BAKER FL 325318480, BAKER, FL 32531-8480

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOKALOOSA FL
Recording DateSep 27, 2019
Property Address1616 LENA ST, BAKER, FL 32531-8480
Document Number0034211809
Book / Page003421 / 001809
Instrument DateSep 20, 2019
Instrument3307899
Transaction TypeTransfer
Record UpdatedOct 23, 2019
Title CompanyKNIGHT BARRY TITLE SOLUTIONS INC, KNIGHT BARRY TITLE SOLUTIONS I

Transaction

AmountAmount on Record
Tax$105.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 448 NICEVILLE FL 325880448, NICEVILLE, FL 32588-0448

September 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address1616 LENA ST, BAKER, FL 32531-8480
Document Number0034211811
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 23, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 448 NICEVILLE FL 325880448, NICEVILLE, FL 32588-0448

Mortgage

Document Number0034211811
DateSep 27, 2019
Book Page003421/001811
Instrument3307900
Lender
NameCCB CMNTY BK
TypeBank
AddressCRESTVIEW, FL 32536
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1616 Lena St was $117.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$117.00$161,161$298,499 Land $30,373 Building $268,126
2023$103.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$152,057 (+3%)$314,005 (+6.67%) Land $25,805 Building $288,200
2022$103.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$147,628$294,361 Land $24,117 Building $270,244

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1616 Lena St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1616 Lena St is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 73% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILLIGAN WATER SYSTEM, INC.
private · serves 2,450 people · EPA ID FL1460472
Water SourceGroundwater
Last State InspectionJan 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		2,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Starlink
Satellite		280 / 30

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