1616 Lake Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 1616 Lake Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,045 sqft · built 1934
Lot Size	5.1 acres (222,156 sqft)
Owner	2 Individual Names on File
Last Sale	$524,000 (Aug 2026)
Tax Bill	$10,522 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2021 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`265489 036.04-1-14`

Property Details

APN / Parcel Number

Primary APN	`265489 036.04-1-14`
Alternative APNs	`54890360400001014000` `03404025000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,045 sqft Living Area
1st Floor Area	2,316 sqft
Upper Floors Area	729 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1934
Effective Year Built	Effective 1934
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	222,156 sqft (5.1 acres)
Garage Type	Detached
Garage Area	870 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	56 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	03404025000
Street Address	1616 LAKE RD
City	WEBSTER
State	NY
Zip	14580-8513
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0028-14-04
Legal Subdivision	SALT TRACT
Legal Block	1
Legal Lot Number	14.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	2
Census Block	2002
Census Tract	11303

Owner

1616 Lake Rd is owned and occupied by two individuals who bought it in August 2026.

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1616 LAKE RD, WEBSTER, NY 14580-8513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2026	Executor's Deed, Transfer · Conventional Mortgage 1ST PRIORITY MORTGAGE INC
Dec 15, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA
Mar 29, 2019	Correction Deed, Transfer NOT AVAILABLE
Mar 8, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2026 · Amount on File
Deed Sale	Aug 20, 2026 · Amount on File
Deed Document Number	20263456147
Deed Book / Page	13223 / 717
Prior Transfer Date	Feb 28, 2017
Prior Transfer Doc	0000000472
Record Updated	Oct 29, 2026

August 2026: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	MONROE NY
Recording Date	Aug 20, 2026
Property Address	1616 LAKE RD, WEBSTER, NY 14580-8513
Document Number	0003456147
Book / Page	13223 / 717
Instrument Date	Aug 17, 2026
Instrument	20263456147
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	CSC DOCUMENT RECORDING

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$211,696.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 LAKE RD, WEBSTER, NY 14580-8513

Mortgage

Document Number	0000006148,
Date	Aug 20, 2026
Instrument	20266148

Lender

Name	1ST PRIORITY MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1616 LAKE RD, WEBSTER, NY 14580-8513
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 LAKE RD, WEBSTER, NY 14580-8513

Mortgage

Document Number	0000000032
Date	Dec 15, 2021
Book Page	29644/460
Instrument	202112150032

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Nov 24, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	1616 LAKE RD, WEBSTER, NY 14580-8513
Document Number	0000000223
Instrument Date	Dec 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	QUICK SILVA TITLE AND ESCROW, QUICK SILVA TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 LAKE RD WEBSTER NY 145808513, WEBSTER, NY 14580-8513

Mortgage

Document Number	0000000223
Date	Dec 11, 2020
Book Page	028908/000298
Instrument	223

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Dec 10, 2030

March 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MONROE NY
Recording Date	Mar 29, 2019
Property Address	1616 LAKE RD, WEBSTER, NY 14580-8513
Document Number	0000001192
Instrument Date	Feb 28, 2017
Instrument	1192
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 LAKE RD WEBSTER NY 145808513, WEBSTER, NY 14580-8513

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Mar 8, 2019
Property Address	1616 LAKE RD, WEBSTER, NY 14580-8513
Document Number	0000001170
Instrument Date	Jun 30, 1989
Instrument	1170
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	84 DAKE AVE ROCHESTER NY 146172840, ROCHESTER, NY 14617-2840

Tax Assessment & Valuation

The 2026 property tax bill for 1616 Lake Rd was $10,522 with a homeowner's exemption, up 6.1% from the year before.

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,522.00 (+6.09%) Homeowner's exemption
2025	$9,918.00	$225,300 Land $107,600 Building $117,700	$469,400 Land $224,179 Building $245,221
2023		$225,300 (-) Land $107,600 Building $117,700	$388,400 (+10.34%) Land $185,494 Building $202,906
2022		$225,300 Land $107,600 Building $117,700	$352,000 Land $168,110 Building $183,890
2021	$9,364.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1616 Lake Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1616 Lake Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Greenlight Networks.

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