1616 E Oakland Ave, Bloomington, IL 61701 Property Records

McLean County property record for 1616 E Oakland Ave, Bloomington, IL 61701

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,210 sqft · built 1925
Lot Size	0.154 acres (6,718 sqft)
Owner	Individual Name on Record
Last Sale	$104,000 (Jun 2016)
Tax Bill	$2,749 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-03-463-010`

Property Details

APN / Parcel Number

Primary APN	`21-03-463-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,210 sqft Living Area
1st Floor Area	864 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,718 sqft (0.154 acres)
Lot Dimensions	150 ft deep x 45 ft wide
View / Lot	Lake Front
Garage Type	Detached
Garage Area	225 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1616 E OAKLAND AVE
City	BLOOMINGTON
State	IL
Zip	61701-5674
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	JUNE GROVE SUB SE PT LOT 12 SUB S1/2 3-23-2E LOT 16 BLK 4
Legal Range	02E
Legal Township	23N
Legal Section	03
Legal Subdivision	JUNE GROVE SUB
Legal Block	4
Legal Lot Number	12,16
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1020
Census Tract	1800

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1616 E OAKLAND AVE, BLOOMINGTON, IL 61701-5674
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Feb 7, 2024	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Mar 4, 2022	Warranty Deed, Transfer · FHA Mortgage WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2016 · Amount on Record
Deed Sale	Jun 9, 2016 · Amount on Record
Prior Sale	Oct 5, 2006 · Amount on Record
Deed Document Number	201610051
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Recording Date	Jul 25, 2026
Property Address	1616 E OAKLAND AVE, BLOOMINGTON, IL 61701-5674
Document Number	0000010661
Instrument Date	Jun 1, 2026
Instrument	202610661
Transaction Type	Mortgage
Record Updated	Aug 4, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 E OAKLAND AVE, BLOOMINGTON, IL 61701-5674

Mortgage

Document Number	0000010661,
Date	Jul 25, 2026
Instrument	202610661

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.3%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	1616 E OAKLAND AVE, BLOOMINGTON, IL 61701-5674
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 E OAKLAND AVE, BLOOMINGTON, IL 61701-5674

Mortgage

Document Number	202400001600
Date	Feb 7, 2024
Instrument	2024-00001600

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Mar 1, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Mar 4, 2022
Property Address	1616 E OAKLAND AVE, BLOOMINGTON, IL 61701-5674
Document Number	202200004135
Instrument Date	Dec 21, 2021
Instrument	2022-00004135
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	MCLEAN COUNTY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$125.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 E OAKLAND AVE, BLOOMINGTON, IL 61701-5674

Mortgage

Document Number	202200004136
Date	Mar 4, 2022
Instrument	2022-00004136

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.12%

Mortgage

Document Number	202200004137
Date	Mar 4, 2022
Instrument	2022-00004137

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$44,998 (+23.68%) Land $13,318 Building $31,680	$134,994 (+23.68%) Land $39,954 Building $95,040
2024	$2,749.00 (+8.27%)
2023	$2,539.00 (+5.4%)	$36,382 (+5.9%) Land $10,768 Building $25,614	$109,146 (+5.9%) Land $32,304 Building $76,842
2022	$2,409.00	$34,354 Land $10,168 Building $24,186	$103,062 Land $30,504 Building $72,558

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Watch TV.

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