1616 E Lake Dr, Gladewater, TX 75647 Property Records

Upshur County property record for 1616 E Lake Dr, Gladewater, TX 75647

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,384 sqft · built 2007
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,400 (Nov 2022)
Tax Bill	$5,905 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Nov 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`489U-S08-C36-009`

Property Details

APN / Parcel Number

Primary APN	`489U-S08-C36-009`
Alternative APN	`65507`

Interior

Full Baths	2 Baths
Building Area	2,384 sqft Total Area
1st Floor Area	1,840 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	41,818 sqft (0.96 acres)
Garage Type	Attached
Garage Area	420 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	489U-S08-C36-009
Street Address	1616 E LAKE DR
City	GLADEWATER
State	TX
Zip	75647-9288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A489 TALENT, JAMES M,TRACT 9, .96 ACRES & HOUSE
Legal Subdivision	JAMES M SURVEY A-489
Legal Tract	9
Jurisdiction	UPSHUR TX
Township / Civil Division	GLADEWATER
Census Block Group	3
Census Block	3051
Census Tract	950600

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1616 E LAKE DR, GLADEWATER, TX 75647-9288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 10, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 9, 2021	Vendor's Lien, Transfer · VA Mortgage INTERLINC MORTGAGE SERVICES LLC
May 16, 2019	Intrafamily Transfer, Transfer · FHA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 10, 2022 · Amount on Record
Deed Sale	Nov 10, 2022 · Amount on Record
Prior Sale	Feb 9, 2021 · Amount on Record
Deed Document Number	20229440
Prior Transfer Date	Feb 8, 2021
Prior Transfer Doc	0202101020
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Recording Date	Jul 17, 2026
Property Address	1616 E LAKE DR, GLADEWATER, TX 75647-9288
Document Number	0000004834
Instrument Date	Jul 13, 2026
Instrument	20264834
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 E LAKE DR, GLADEWATER, TX 75647-9288

Mortgage

Document Number	0000004834,
Date	Jul 17, 2026
Instrument	20264834

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UPSHUR TX
Recording Date	Nov 10, 2022
Property Address	1616 W LAKE DR, GLADEWATER, TX 75647-3212
Document Number	0202209440
Instrument Date	Nov 9, 2022
Instrument	202209440
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	CTC

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1335, GLADEWATER, TX 75647-1335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 E LAKE DR, GLADEWATER, TX 75647-9288

Mortgage

Document Number	0202209441
Date	Nov 10, 2022
Instrument	202209441

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

February 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Feb 9, 2021
Property Address	1616 W LAKE DR, GLADEWATER, TX 75647-3212
Document Number	0202101020
Instrument Date	Feb 8, 2021
Instrument	202101020
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 E LAKE DR, GLADEWATER, TX 75647-9288

Mortgage

Document Number	0202101021
Date	Feb 9, 2021
Instrument	202101021

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	UPSHUR TX
Recording Date	May 16, 2019
Property Address	1616 W LAKE DR, GLADEWATER, TX 75647-3212
Document Number	0201903173
Map Reference	VOL 76 PG 621
Instrument Date	Apr 8, 2019
Instrument	201903173
Transaction Type	Transfer
Record Updated	Sep 29, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 E LAKE DR, GLADEWATER, TX 75647-9288

Mortgage

Document Number	0201903174
Date	May 16, 2019
Instrument	201903174

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2044

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gladewater City
County	Upshur County
Unified School District	Gladewater Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,905.00 (+0.65%)	$272,980 (-1.45%) Land $49,120 Building $223,860	$272,980 (-1.45%) Land $49,120 Building $223,860
2025	$5,867.00 (+27.68%)	$277,000 (+12.06%) Land $50,570 Building $226,430	$277,000 (+12.06%) Land $50,570 Building $226,430
2023		$247,200 Land $42,820 Building $204,380	$247,200 Land $42,820 Building $204,380
2022	$4,595.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GLADEWATER serves 6,441 people · EPA ID TX0920001
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2025 Turbidity resolved · May 2021
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead service line inventory Oct 2024
Monitoring and Reporting	33 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Etex Telephone, Spectrum.

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