1616 Cane Creek Dr, Hernando, MS 38632 Property Records

DeSoto County property record for 1616 Cane Creek Dr, Hernando, MS 38632

Property Summary

Property Type	Vacant Land
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Company Names on Record
Tax Bill	$425 (2025)
Deeds & Mortgages	Jun 2026 Construction Loan Apr 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-08-7-35-01-0-00039-00`

Property Details

APN / Parcel Number

Primary APN	`3-08-7-35-01-0-00039-00`

Exterior

Lot Area	65,340 sqft (1.5 acres)

Location & Zoning

Street Address	1616 CANE CREEK DR
City	HERNANDO
State	MS
Zip	38632-1482
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Local Zoning Code	A
Legal Description	CANE CREEK S/D LOT 39
Legal Range	008
Legal Township	03S
Legal Section	35
Legal Subdivision	CANE CREEK
Legal Lot Number	39
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	2
Census Block	2021
Census Tract	71123

Owner

Source: DeSoto County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4723 N TERRACE STONE DR, OLIVE BRANCH, MS 38654-6456
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Construction Mortgage GUARANTY BANK AND TRUST COMPANY
Apr 24, 2026	Warranty Deed GUARDIAN TITLE
Apr 24, 2026	Warranty Deed, Transfer GUARDIAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2026
Deed Sale	Apr 24, 2026
Deed Book / Page	1026 / 6977
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Recording Date	Jun 17, 2026
Property Address	1616 CANE CREEK DR, HERNANDO, MS 38632-1482
Document Number	5663067729
Book / Page	5663 / 67729
Instrument Date	Jun 9, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust, 189
Address	4723 N TERRACE STONE DR, OLIVE BRANCH, MS 38654-6456

Mortgage

Document Number	5663067729,
Date	Jun 17, 2026
Book Page	5663/67729

Lender

Name	GUARANTY BANK AND TRUST COMPANY

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 5, 2027

Interest

Rate	6.36%
Max Rate	-1%

April 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 24, 2026
Property Address	1616 CANE CREEK DR, HERNANDO, MS 38632-1482
Document Number	1026006977
Book / Page	1026 / 6977
Instrument Date	Apr 23, 2026
Record Updated	May 20, 2026
Title Company	GUARDIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	4723 N TERRACE STONE DR, OLIVE BRANCH, MS 38654-6456

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 24, 2026
Property Address	1616 CANE CREEK DR, HERNANDO, MS 38632-1482
Document Number	01026/6977
Book / Page	1026 / 6977
Instrument Date	Apr 23, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	GUARDIAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4723 N TERRACE STONE DR, OLIVE BRANCH, MS 38654-6456

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$425.00	$5,063 Land $5,063	$33,750 Land $33,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BELMONT WATER ASSOCIATION public/private · serves 2,719 people · EPA ID MS0170001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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