1616 Bertha St, #1, Key West, FL 33040 Property Records

Monroe County property record for 1616 Bertha St, #1, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 752 sqft · built 1968
Lot Size	0.045 acres (1,969 sqft)
Owner	Individual Name on Record
Last Sale	$512,000 (Sep 2020)
Tax Bill	$5,234 (2024)
Deeds & Mortgages	Sep 2018 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`00062650-000100`

Property Details

APN / Parcel Number

Primary APN	`00062650-000100`
Alternative APN	`9009386`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	752 sqft Living Area
1st Floor Area	752 sqft
Flooring	Concrete/Cement
Interior Walls	Plywood

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2018
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,969 sqft (0.045 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	50 sqft
Deck Area	288 sqft
Patio Area	386 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air

Location & Zoning

Account Number	9009386
Street Address	1616 BERTHA ST # 1, 1
City	KEY WEST
State	FL
Zip	33040-5327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KW DIAG PB1-13 PT LOT 9 SQR 3 TR 30 (A/K/A PARCEL B) OR179-284/85 OR300-223/24 OR441-14/15 OR916-2192/94 OR916-2198
Legal Range	25E
Legal Township	68S
Legal Section	05
Legal Subdivision	WD CASHS DIAGRAM/30
Legal Tract	30
Legal Lot Number	9
Jurisdiction	MONROE FL
Township / Civil Division	KEY WEST
Census Block Group	1
Census Block	1006
Census Tract	972000

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1015 SAVANNAH ST, MOBILE, AL 36604-3131
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF THE FLORIDA KEYS
Sep 3, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST COMMUNITY MORTGAGE INC
Jul 11, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 3, 2020 · Amount on Record
Deed Sale	Sep 3, 2020 · Amount on Record
Prior Sale	Jul 11, 2018 · Amount on Record
Deed Document Number	2280184
Deed Book / Page	3041 / 2276
Record Updated	Jun 8, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	1616 BERTHA ST # 1, 1, KEY WEST, FL 33040-5327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029280482
Date	Sep 21, 2018
Book Page	2928/0482
Instrument	2187625

Lender

Name	FIRST STATE BANK OF THE FLORIDA KEYS
Type	Bank
Address	KEY WEST, FL 33041

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 18, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 3, 2020
Property Address	1616 BERTHA ST # 1, 1, KEY WEST, FL 33040-5327
Document Number	0030412276
Book / Page	3041 / 2276
Map Reference	MB 1 PG 13
Instrument Date	Aug 12, 2020
Instrument	2280184
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	FLORIDA TTL PROFESSIONALS IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,584.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2422, KEY WEST, FL 33045-2422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 SARANNAH STREET, MOBILE, AL 36604-3131

Mortgage

Document Number	0030412279
Date	Sep 3, 2020
Instrument	3041/2279

Lender

Name	FIRST COMMUNITY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 11, 2018
Property Address	1616 BERTHA ST # 1, 1, KEY WEST, FL 33040-5327
Document Number	0029161027
Book / Page	002916 / 001027
Instrument Date	Jun 29, 2018
Instrument	2177444
Transaction Type	Transfer
Record Updated	Aug 14, 2018

Transaction

Amount	Amount Recorded
Tax	$2,170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	1616 BERTHA ST #2 KEY WEST FL 330405327, 2, KEY WEST, FL 33040-5327

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Municipality	Key West City
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$626,259 (+18.56%) Land $261,846 Building $364,413	$626,259 (+18.56%) Land $261,846 Building $364,413
2024	$5,234.00 (+10.35%)
2023	$4,743.00 (+7.31%)	$528,242 (+0.49%) Land $198,186 Building $330,056	$528,242 (+0.49%) Land $198,186 Building $330,056
2022	$4,420.00	$525,665 Land $192,180 Building $333,485	$525,665 Land $192,180 Building $333,485

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 325 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	339 units insured incl. 14 condo units
Nearby Flood Claims	769 (1980–2025)
Most Recent Claim	Feb 2025 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 88 claims Hurricane Wilma, Oct 2005 · 313 claims Hurricane Georges, Sep 1998 · 134 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

Nearby Properties on Bertha St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures