1616 3rd Ave E, Spencer, IA 51301 Property Records

Clay County property record for 1616 3rd Ave E, Spencer, IA 51301 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1954
Square Footage	884 sqft Living Area
Lot Size	9,000 sqft (0.206 acres)
Occupancy	Owner Occupied
Last Sale	$115,000 (2017)
Tax Bill	$1,628.00 (2024)

Owner

Source: Clay County records · APN 963607201007

Assessment roll updated May 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1616 3RD AVE E, SPENCER, IA 51301-4453
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 21, 2017 · Amount on Record
Deed Sale	Aug 21, 2017 · Amount on Record
Deed Doc Number	2017 2202
Deed Book / Page	2017 / 2202
Record Refreshed	Jun 08, 2026

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Aug 21, 2017
Property Address	1616 3RD AVE E, SPENCER, IA 51301-4453
Document Number	02017/2202
Book / Page	2017 / 2202
Instrument Date	Aug 15, 2017
Instrument	2017 2202
Transaction Type	Transfer
Record Updated	Jul 08, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 3RD AVE E, SPENCER, IA 51301-4453

Mortgage

Document Number	02017/2203
Date	Aug 21, 2017
Book Page	2017/2203
Instrument	2017 2203

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2047

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$146,240 (+11.59%) Land $24,480 Building $121,760	$146,240 (+11.59%) Land $24,480 Building $121,760
2024	$1,628.00 (-9.56%)
2023		$131,050 (+18.02%) Land $17,140 Building $113,910	$131,050 (+18.02%) Land $17,140 Building $113,910
2022	$1,800.00 Homeowner's exemption	$111,040 Land $17,140 Building $93,900
2021			$111,040 Land $17,140 Building $93,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (19041C), updated February 21, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 2% of the US · above 17% of Iowa
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`963607201007`
Alternative APN	`64096360720100700`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Total Rooms	5 Rooms
Building Area	884 sqft Living Area
Basement Area	884 sqft Basement
Finished Basement	600 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1954
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Foundation Type	Block Foundation
Roof Construction	Hip Roof Construction
Lot Area	9,000 sqft (0.206 acres)
Depth X Width	150 ft x 60 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	364 sqft Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating
Water Source	Commercial Water Source

Location & Zoning

Old Parcel Number	64096360720100700
Street Address	1616 3RD AVE E
City	SPENCER
State	IA
Zip	51301-4453
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	7 1 TRIPP
Legal Range	36
Legal Township	17
Legal Section	07
Legal Subdivision	TRIPP'S ADDITION
Jurisdiction	CLAY IA
Minor Civil Division	SPENCER
Census Blockgroup	3
Census Block	3004
Census Tract	80200