16154 Debra Dr, Oak Forest, IL 60452 Property Records

Cook County property record for 16154 Debra Dr, Oak Forest, IL 60452

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,625 sqft · built 1974
Lot Size0.173 acres (7,536 sqft)
OwnerIndividual Name on Record
Tax Bill$8,461 (2023)
Deeds & MortgagesJan 2022 Sale & Mortgage
Apr 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN28-21-119-033

Property Details

APN / Parcel Number

Primary APN28-21-119-033
Alternative APN
  • 28-21-119-033-0000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,625 sqft Living Area
1st Floor Area1,625 sqft

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1974
Architectural StyleBungalow
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area7,536 sqft (0.173 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address16154 DEBRA DR
CityOAK FOREST
StateIL
Zip60452-3717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Range13E
Legal Township36N
Legal Section21
Legal SubdivisionFRIENDLY OAKS SUB/W J PETERS
Legal Lot Number174
JurisdictionCOOK IL
Township / Civil DivisionBREMEN
Census Block Group3
Census Block3020
Census Tract825000

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address16154 DEBRA DR, OAK FOREST, IL 60452-3717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Warranty Deed, Transfer · Conventional Mortgage
ARC HOME LLC
Apr 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
ACCUNETMORTGAGE.COM LLC
Jul 26, 2019Deed of Trust, Mortgage · Conventional Mortgage
ACCUNET MTG LLC
Jun 6, 2018Deed of Trust, Mortgage · Conventional Mortgage
CORPORATE AMERICA FAM CU
Oct 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST MIDWEST BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 27, 2022
Deed SaleJan 27, 2022
Prior SaleDec 23, 2014 · Amount on Record
Deed Document Number2022713227
Prior Transfer DateJun 24, 2002
Prior Transfer Doc0000034802
Record UpdatedSep 20, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateJan 27, 2022
Property Address16154 DEBRA DR, OAK FOREST, IL 60452-3717
Document Number0002713227
Map ReferenceDOC 11113019
Instrument DateDec 23, 2021
Instrument2202713227
Transaction TypeTransfer
Record UpdatedMar 17, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address16154 DEBRA DR, OAK FOREST, IL 60452-3717

Mortgage

Document Number0002713228
DateJan 27, 2022
Instrument2202713228
Lender
NameARC HOME LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate
Rate5.25%

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address16154 DEBRA DR, OAK FOREST, IL 60452-3717
Transaction TypeMortgage
Record UpdatedApr 14, 2021
Title CompanyACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0009201228
DateApr 2, 2021
Instrument2109201228
Lender
NameACCUNETMORTGAGE.COM LLC
TypeMortgage Company
AddressWAUKESHA, WI 53188
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term356 Months
DueDec 1, 2050
Interest
Rate3.5%

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address16154 DEBRA DR, OAK FOREST, IL 60452-3717
Document Number1921817073
Instrument DateJul 26, 2019
Transaction TypeMortgage
Record UpdatedAug 14, 2019
Title CompanyACQUEST TITLE SERVICES LLC, ACQUEST TITLE SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address16154 DEBRA DR OAK FOREST IL 604523717, OAK FOREST, IL 60452-3717

Mortgage

Document Number1921817073
DateAug 6, 2019
Instrument21817073
Lender
NameACCUNET MTG LLC
AddressWAUKESHA, WI 53188
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 5, 2049
Interest
Rate4.62%

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address16154 DEBRA DR, OAK FOREST, IL 60452-3717
Document Number1817729173
Instrument DateJun 6, 2018
Transaction TypeMortgage
Record UpdatedJul 4, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address16154 DEBRA DR OAK FOREST IL 604523717, OAK FOREST, IL 60452-3717

Mortgage

Document Number1817729173
DateJun 26, 2018
Instrument17729173
Lender
NameCORPORATE AMERICA FAM CU
TypeCredit Union
AddressELGIN, IL 60123
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJun 25, 2028

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address16154 DEBRA DR, OAK FOREST, IL 60452-3717
Document Number1728549262
Instrument DateOct 6, 2017
Transaction TypeMortgage
Record UpdatedOct 27, 2017
Title CompanyATA NATIONAL TITLE, ATA NAT'L TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address16154 DEBRA DR OAK FOREST IL 604523717, OAK FOREST, IL 60452-3717

Mortgage

Document Number1728549262
DateOct 12, 2017
Instrument28549262
Lender
NameFIRST MIDWEST BK
TypeBank
AddressGURNEE, IL 60031
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 11, 2047
Interest
Rate TypeFixed Rate
Rate5%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionBremen Township
MunicipalityOak Forest City
Elementary School DistrictArbor Park School District 145 (PK - 08)
Secondary School DistrictBremen Community High School District 228 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$23,395 (+25.71%) Land $3,391 Building $20,004$233,950 (+25.71%) Land $33,910 Building $200,040
2023$8,461.00 (-2.4%)
2022$8,669.00 Homeowner's exemption$18,610 Land $3,014 Building $15,596$186,100 Land $30,140 Building $155,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims14 (1982–2000)
Claims Outside the SFHA5 of 14
Most Recent ClaimSep 2000 · other causes
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.8% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOAK FOREST
serves 27,478 people · EPA ID IL0312190
Water SourcePurchased surface water from several systems
Last State InspectionAug 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL
100 / 20

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