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16153 Arena Dr, Ramona, CA 92065 Property Records

San Diego County property record for 16153 Arena Dr, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,831 sqft · built 1997
Lot Size0.441 acres (19,207 sqft)
Owner2 Individual Names on File
Last Sale$365,000 (Nov 2007)
Tax Bill$6,084 (2025)
Deeds & MortgagesSep 2021 Mortgage
Feb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN288-170-37-00

Property Details

APN / Parcel Number

Primary APN288-170-37-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,831 sqft Living Area

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Lot Area19,207 sqft (0.441 acres)
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address16153 ARENA DR
CityRAMONA
StateCA
Zip92065-4200
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 159 TR 007450
Legal SubdivisionCOUNTRY CLUB V
Legal Tract007450
Legal Block4
Legal Lot Number159
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group4
Census Block4009
Census Tract20810

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address16153 ARENA DR, RAMONA, CA 92065-4200
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLEXPOINT INC
Feb 10, 2017Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 9, 2007 · Amount on File
Deed SaleNov 9, 2007 · Amount on File
Prior SaleAug 15, 2007 · Amount on File
Deed Document Number2007713991
Prior Transfer DateAug 22, 2000
Prior Transfer Doc0000462675
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16153 ARENA DR, RAMONA, CA 92065-4200
Transaction TypeMortgage
Record UpdatedSep 10, 2021
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address24301 SARGEANT RD, RAMONA, CA 92065-4096

Mortgage

Document Number0000621626
DateSep 1, 2021
Instrument2021-0621626
Lender
NameFLEXPOINT INC
TypeMortgage Company
AddressCOSTA MESA, CA 92626
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address16153 ARENA DR, RAMONA, CA 92065-4200
Document Number0000079425
Instrument DateFeb 10, 2017
Transaction TypeMortgage
Record UpdatedFeb 24, 2017
Title CompanyAMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address16153 ARENA DR RAMONA CA 920654200, RAMONA, CA 92065-4200

Mortgage

Document Number0000079425
DateFeb 17, 2017
Instrument79425
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 16, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$489,007 (+2%) Land $254,551 Building $234,456
2025$6,084.00 (+7.06%)$479,419 (+4.04%) Land $249,560 Building $229,859
2023$5,683.00 (-2%)$460,804 Land $239,870 Building $220,934
2022$5,799.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2024 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 87% of the US · above 68% of California
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people · EPA ID CA3710019
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber in parts of the area		100 / 20

May also be available: San Diego Broadband.

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