16151 NW 38th Ave, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 16151 NW 38th Ave, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,108 sqft · built 2008
Lot Size1.62 acres (70,567 sqft)
OwnerIndividual Name on Record
Tax Bill$2,957 (2025)
Deeds & MortgagesDec 2016 Loan Modification
Flood ZoneZone X (minimal risk)
APN1-30-35-35-0020-00000-0060

Property Details

APN / Parcel Number

Primary APN1-30-35-35-0020-00000-0060
Alternative APN
  • R13035350020000000060

Interior

Full Baths3 Baths
Building Area3,108 sqft Living Area
Gross Area4,021 sqft
1st Floor Area3,108 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area70,567 sqft (1.62 acres)
Garage TypeCarport
Garage Area733 sqft
CarportCarport
Carport Area733 sqft
PorchFinished/Open Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address16151 NW 38TH AVE
CityOKEECHOBEE
StateFL
Zip34972-8403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOTTER CREEK ACRES UNIT TWO (PLAT BOOK 6 PAGE 9) LOT 6
Legal Range35E
Legal Township35S
Legal Section30
Legal SubdivisionOTTER CREEK ACRES UNIT TWO
Legal Lot Number6
Legal Unit2
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group2
Census Block2089
Census Tract910102

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address16151 NW 38TH AVE, OKEECHOBEE, FL 34972-8403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 25, 2012
Transfer Doc0007151794
Record UpdatedJun 8, 2026

December 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKEECHOBEE FL
Property Address16151 NW 38TH AVE, OKEECHOBEE, FL 34972-8403
Document Number0007861050
Book / Page000786 / 001050
Instrument DateDec 1, 2016
Transaction TypeMortgage
Record UpdatedMay 3, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address16151 NW 38TH AVE OKEECHOBEE FL 349728403, OKEECHOBEE, FL 34972-8403

Mortgage

Document Number0007861050
DateFeb 21, 2017
Book Page000786/001050
Instrument1694
Lender
NameTD BK NA
TypeBank
AddressFORT PIERCE, FL 34954
Agreement
AmountAmount Recorded
Term408 Months
DueFeb 20, 2051
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,957.00 (+7.06%) Homeowner's exemption$204,112 (+5.99%)$421,383 (-0.48%) Land $43,640 Building $377,743
2023$2,762.00 (+6.72%) Homeowner's exemption$192,583 (+3%)$423,417 (+21.9%) Land $36,920 Building $386,497
2022$2,588.00 Homeowner's exemption$186,974$347,342 Land $34,300 Building $313,042

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 46 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims5 (2004–2024)
Claims Outside the SFHA1 of 5
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 68% of the US · above 48% of Florida
Wildfire Likelihood0.4% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber
2,000 / 2,000

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