1615 Wayne Dr, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 1615 Wayne Dr, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,584 sqft · built 1972
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$339,150 (Apr 2026)
Tax Bill	$1,579 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2026 Sale & Mortgage + 2 more
APN	`06-1.0-01-004-001-064.000`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-01-004-001-064.000`

Interior

Building Area	1,584 sqft Base Area
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	125 ft deep x 85 ft wide

Location & Zoning

Street Address	1615 WAYNE DR
City	SAINT JOSEPH
State	MO
Zip	64506-3228
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:MYRNA MANOR NORTH PLAT 2 LOT:97 BLK:LGL DESC:
Legal Subdivision	MYRNA MANOR NORTH PLAT 2
Legal Lot Number	97
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3003
Census Tract	702

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1615 WAYNE DR, SAINT JOSEPH, MO 64506-3228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2026	Deed of Trust, Mortgage · Line of Credit THE NODAWAY VALLEY BANK
Apr 22, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 3, 2013	Beneficiary Deed, Transfer
Jun 5, 2012	Trustee's Deed, Foreclosure · Conventional Mortgage UMB BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on Record
Deed Sale	Apr 22, 2026 · Amount on Record
Prior Sale	Jun 5, 2012 · Amount on Record
Deed Document Number	20263077
Deed Book / Page	3817 / 858
Prior Transfer Date	May 3, 2013
Prior Transfer Doc	03401/0129
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	1615 WAYNE DR, SAINT JOSEPH, MO 64506-3228
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003814/993
Date	Jan 9, 2026
Book Page	3814/993
Instrument	2026000176

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 22, 2026
Property Address	1615 WAYNE DR, SAINT JOSEPH, MO 64506-3228
Document Number	0000003077
Book / Page	3817 / 858
Instrument Date	Apr 22, 2026
Instrument	2026.3077
Transaction Type	Transfer
Record Updated	May 1, 2026
Title Company	PREFERRED TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 WAYNE DR, SAINT JOSEPH, MO 64506-3228

Mortgage

Document Number	0000003078,
Date	Apr 22, 2026
Book Page	3817/859
Instrument	2026.3078

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

May 2013: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 3, 2013
Property Address	1615 WAYNE DR, SAINT JOSEPH, MO 64506-3228
Document Number	03401/0129
Book / Page	3401 / 0129
Instrument Date	May 3, 2013
Instrument	2013005099
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1615 WAYNE DR, SAINT JOSEPH, MO 64506-3228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 WAYNE DR, SAINT JOSEPH, MO 64506-3228

June 2012: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 5, 2012
Property Address	1615 WAYNE DR, SAINT JOSEPH, MO 64506-3228
Document Number	03337/0273
Book / Page	3337 / 0273
Instrument Date	Jun 4, 2012
Instrument	2012006789
Transaction Type	Foreclosure
Record Updated	May 7, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1615 WAYNE DR, SAINT JOSEPH, MO 64506-3228

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 WAYNE DR, SAINT JOSEPH, MO 64506-3228

Mortgage

Document Number	03337/0275
Date	Jun 5, 2012
Book Page	3337/0275
Instrument	2012006790

Lender

Name	UMB BANK NA
Type	Bank
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,579.00	$22,400 (+17.15%) Land $4,700 Building $17,700	$117,920 (+17.16%) Land $24,750 Building $93,170
2024	$1,579.00 (+27.13%)
2023	$1,242.00 (-0.64%)	$19,120 (-) Land $4,700 Building $14,420	$100,650 (-) Land $24,750 Building $75,900
2022	$1,250.00	$19,120 Land $4,700 Building $14,420
2021			$100,650 Land $24,750 Building $75,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2008

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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