1615 S Outer Dr, Saginaw, MI 48601 Property Records

Saginaw County property record for 1615 S Outer Dr, Saginaw, MI 48601

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,804 sqft · built 1954
Lot Size	1.06 acres (46,217 sqft)
Owner	Individual Name on Record
Last Sale	$80,700 (Mar 2007)
Tax Bill	$2,524 (2025)
Deeds & Mortgages	Jan 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-12-5-29-4059-000`

Property Details

APN / Parcel Number

Primary APN	`10-12-5-29-4059-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,804 sqft Living Area
1st Floor Area	1,804 sqft
Basement Area	1,804 sqft
Unfinished Basement	1,804 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Raised Ranch
Exterior Material	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	46,217 sqft (1.06 acres)
Lot Dimensions	462 ft deep x 100 ft wide
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	1615 S OUTER DR
City	SAGINAW
State	MI
Zip	48601-6636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	S 100 FT OF N 1201.5 FT OF E 495 FT OF SE 1/4 1.14 ACRES SEC 29 T12N R5E
Legal Range	05E
Legal Township	12N
Legal Section	29
Jurisdiction	SAGINAW MI
Township / Civil Division	BUENA VISTA
Census Block Group	2
Census Block	2018
Census Tract	11002

Owner

Source: Saginaw County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1615 S OUTER DR, SAGINAW, MI 48601-6636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 2, 2007 · Amount on Record
Deed Sale	Mar 2, 2007 · Amount on Record
Prior Sale	Nov 1, 1999 · Amount on Record
Deed Book / Page	2439 / 1008
Last Transfer Date	Jan 16, 2026
Transfer Doc	0000001808
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Jan 27, 2026
Property Address	1615 S OUTER DR, SAGINAW, MI 48601-6636
Document Number	0000001808
Instrument Date	Jan 16, 2026
Instrument	2026001808
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	UNKNOWN, ROCKET CLOSE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1615 S OUTER DR, SAGINAW, MI 48601-6636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 S OUTER DR, SAGINAW, MI 48601-6636

Mortgage

Document Number	0000001809
Date	Jan 27, 2026
Instrument	2026001809

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	97 Months
Due	Feb 1, 2034

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Buena Vista Charter Township
Unified School District	Saginaw City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$59,400 (+0.51%)	$118,800 (+0.51%)
2025	$2,524.00 (+3.15%) Homeowner's exemption	$59,100 (+26.55%)	$118,200 (+26.55%)
2024	$2,447.00 (+8.42%)
2023		$46,700	$93,400
2022	$2,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUENA VISTA TOWNSHIP serves 8,676 people · EPA ID MI0000980
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Mar 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20