1615 S Lindsay St, Gainesville, TX 76240 Property Records

Cooke County property record for 1615 S Lindsay St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 2020
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on Record
Last Sale	$246,642 (Jun 2022)
Tax Bill	$6,550 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2876-000-00001`

Property Details

APN / Parcel Number

Primary APN	`2876-000-00001`
Alternative APN	`271`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,876 sqft Living Area
Gross Area	2,603 sqft
1st Floor Area	1,876 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,714 sqft (0.223 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2876-000-00001
Street Address	1615 S LINDSAY ST
City	GAINESVILLE
State	TX
Zip	76240-6011
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILL'S WONDERLAND; LOT 1; ACRES .223
Legal Subdivision	WILL'S WONDERLAND
Legal Lot Number	1
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	6
Census Block	6029
Census Tract	1100

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1615 S LINDSAY ST, GAINESVILLE, TX 76240-6011
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2022	Vendor's Lien, Transfer · FHA Mortgage ASPIRE BANK
Aug 24, 2020	Vendor's Lien, Subdivision Related Transfer REAL ESTATE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	20225050
Deed Book / Page	2516 / 328
Prior Transfer Date	Jul 17, 2020
Prior Transfer Doc	0000006609
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jun 6, 2022
Property Address	1615 S LINDSAY ST, GAINESVILLE, TX 76240-6011
Document Number	002516/328
Book / Page	2516 / 328
Map Reference	CAB B SL 261
Instrument Date	Jun 3, 2022
Instrument	2022-5050
Transaction Type	Transfer
Record Updated	Mar 22, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 S LINDSAY ST, GAINESVILLE, TX 76240-6011

Mortgage

Document Number	0020225051
Date	Jun 6, 2022
Instrument	2022-5051

Lender

Name	ASPIRE BANK
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

August 2020: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Aug 24, 2020
Property Address	1615 S LINDSAY ST, GAINESVILLE, TX 76240-6011
Document Number	002355/132
Book / Page	2355 / 132
Map Reference	CAB B SL 261
Instrument Date	Jul 17, 2020
Instrument	2020-06609
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 14, 2023
Title Company	TRINITY LAND TITLE, TRINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3045 LACKLAND RD, FORT WORTH, TX 76116-4121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1615 S LINDSAY ST, GAINESVILLE, TX 76240-6011

Mortgage

Date	Aug 24, 2020

Lender

Name	REAL ESTATE FINANCIAL
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

Mortgage

Document Number	002355/138
Date	Aug 24, 2020
Book Page	2355/138
Instrument	2020-06610

Lender

Name	MORTGAGE FINANCIAL SERVICES LLC
Type	Mortgage Company
Address	FLOWER MOUND, TX 75028

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,550.00 (+27.11%) Homeowner's exemption	$313,091 (-) Land $35,650 Building $277,441	$313,091 (-) Land $35,650 Building $277,441
2025	$5,153.00 (+1.54%) Homeowner's exemption	$313,091 (-2.46%) Land $35,650 Building $277,441	$313,091 (-2.46%) Land $35,650 Building $277,441
2024	$5,075.00 (+11.59%)
2023		$320,998 Land $35,650 Building $285,348	$320,998 Land $35,650 Building $285,348
2022	$4,548.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	70 (1981–2020)
Claims Outside the SFHA	28 of 70
Most Recent Claim	Jan 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2007 · 18 claims Severe Storms, Tornadoes & Flooding, May 1990 · 34 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 57% of Texas
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
ElektraFi Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Element8, Verizon.

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