Suwannee County property record for 1615 Ruby St NE, Live Oak, FL 32064 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1 Baths |
| Year Built | Built 2010 |
| Square Footage | 1,350 sqft Living Area |
| Lot Size | 11,000 sqft (0.252 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $64,000 (2016) |
| Tax Bill | $719.00 (2024) |
| Primary APN | 24-02S-13E-07282-020150 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Baths |
|---|---|
| Building Area | 1,350 sqft Living Area |
| 1st Floor | 1,350 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 11,000 sqft (0.252 acres) |
| Lot Width | 100 ft Width |
| Fence | Fence |
| Patio Area | 32 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 07282020150 |
|---|---|
| Street Address | 1615 RUBY ST NE |
| City | LIVE OAK |
| State | FL |
| Zip | 32064-2837 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LEG LOT 15 BLK 2. INGLESIDE REPLAT ORB 1912 P 18 WD YR 2016 |
| Legal Range | 13E |
| Legal Township | 02S |
| Legal Section | 24 |
| Legal Subdivision | INGLESIDE |
| Legal Block | 2 |
| Legal Lot Number | 15 |
| Legal Unit | 15 |
| Jurisdiction | SUWANNEE FL |
| Minor Civil Division | LIVE OAK |
| Census Blockgroup | 2 |
| Census Block | 2008 |
| Census Tract | 970100 |
Source: Suwannee County records · APN 24-02S-13E-07282-020150
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1615 RUBY ST NE, LIVE OAK, FL 32064-2837 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 21, 2022 | Deed of Trust, Mortgage · Line of Credit FLORIDA CU |
| Oct 17, 2019 | Deed of Trust, Mortgage · Line of Credit FLORIDA CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 17, 2016 · Amount on Record |
| Deed Sale | Mar 17, 2016 · Amount on Record |
| Prior Sale | Mar 11, 2015 · Amount on Record |
| Deed Doc Number | 2016180135 |
| Deed Book / Page | 01912 / 0018 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Property Address | 1615 RUBY ST NE, LIVE OAK, FL 32064-2837 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000257751 |
|---|---|
| Date | Sep 21, 2022 |
| Book Page | 2388/430 |
| Instrument | 2022257751 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 108 Months |
| Due | Sep 20, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUWANNEE FL |
| Property Address | 1615 RUBY ST NE, LIVE OAK, FL 32064-2837 |
| Document Number | 0000219802 |
| Instrument Date | Oct 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 04, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 1615 RUBY ST NE LIVE OAK FL 320642837, LIVE OAK, FL 32064-2837 |
| Document Number | 0000219802 |
|---|---|
| Date | Oct 22, 2019 |
| Book Page | 002147/000409 |
| Instrument | 219802 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 21, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Suwannee County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Suwannee County |
| Municipality | Live Oak City |
| Unified School District | Suwannee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $75,050 (+6.86%) | $106,484 (+5.55%) Land $7,150 Building $99,334 | |
| 2024 | $719.00 (+0.14%) | ||
| 2023 | $718.00 (+0.84%) Homeowner's exemption | $70,235 (+3%) | $100,885 (+35.4%) Land $7,150 Building $93,735 |
| 2022 | $712.00 Homeowner's exemption | $68,189 | $74,507 Land $6,600 Building $67,907 |
1615 Ruby St NE is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Suwannee County (12121C), updated August 27, 2018
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 44th percentile of exposed land nationally · 14th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,786 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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