Polk County property record for 1615 Ruby Ln, Lake Alfred, FL 33850 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,443 sqft · built 2024 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $502,900 (Dec 2024) |
| Tax Bill | $6,381 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Dec 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-27-18-489350-002960 |
| Primary APN | 26-27-18-489350-002960 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Building Area | 3,443 sqft Living Area |
| Gross Area | 4,082 sqft Gross Area |
| 1st Floor Area | 1,657 sqft 1st Floor |
| Upper Floors Area | 1,786 sqft Upper Floors |
| Stories | 2 Stories |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 5,750 sqft (0.132 acres) |
| Garage Type | Attached |
| Garage Area | 639 sqft Garage |
| Porch | Screened/Unfinished Porch |
| Porch Area | 62 sqft Porch |
| View / Lot | Commercial/Industrial |
| Street Address | 1615 RUBY LN |
|---|---|
| City | LAKE ALFRED |
| State | FL |
| Zip | 33850-7147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SILVERLAKE PHASE 2 PB 205 PGS 18-25 LOT 296 |
| Legal Subdivision | SILVERLAKE PHASE 2 |
| Legal Lot Number | 296 |
| Jurisdiction | POLK FL |
| Township / Civil Division | HAINES CITY |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12410 |
Source: Polk County records · APN 26-27-18-489350-002960
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1615 RUBY LN, EAU CLAIRE, WI 54703-1870 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Feb 11, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 31, 2024 | Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 31, 2024 · Amount on Record |
| Deed Sale | Dec 31, 2024 · Amount on Record |
| Deed Document Number | 2024294295 |
| Deed Book / Page | 13383 / 1167 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 1615 RUBY LN, LAKE ALFRED, FL 33850-7147 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1615 RUBY LN, LAKE ALFRED, FL 33850-7147 |
| Document Number | 0000035044 |
|---|---|
| Date | Feb 11, 2026 |
| Book Page | 13879/564 |
| Instrument | 2026035044 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 31, 2024 |
| Property Address | 1615 RUBY LN, LAKE ALFRED, FL 33850-7147 |
| Document Number | 0000294295 |
| Book / Page | 13383 / 1167 |
| Map Reference | MB 205 PG 18-25 |
| Instrument Date | Dec 19, 2024 |
| Instrument | 2024294295 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | PGP TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,520.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2662 S FALKENBURG RD, RIVERVIEW, FL 33578-2553 |
| Name | Verified Name |
|---|---|
| Address | 1615 RUBY LN, LAKE ALFRED, FL 33850-7147 |
| Document Number | 0133831169 |
|---|---|
| Date | Dec 31, 2024 |
| Instrument | 13383/1169 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2055 |
Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Lake Alfred City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,381.00 | $381,892 Land $52,000 Building $329,892 | $381,892 Land $52,000 Building $329,892 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 84% of the US · above 74% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 127 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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